Stephens County property record for 331 Hilltop Way, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,403 sqft · built 1965 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,395 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T30 067 |
| Primary APN | T30 067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,403 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Terrain | Rolling |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 738200 |
|---|---|
| Street Address | 331 HILLTOP WAY |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 31 MEADOWBROOK S/D |
| Legal Subdivision | MEADOWBROOK |
| Legal Lot Number | 31 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 970302 |
331 Hilltop Way is owned and occupied by an individual who acquired it in March 2026.
Source: Stephens County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES |
| Mar 30, 2026 | Quit Claim Deed, Transfer ROCKET MORTGAGE |
| Sep 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| May 15, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| May 30, 2017 | Warranty Deed, Transfer HOMESTAR FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 |
| Deed Sale | Mar 30, 2026 |
| Prior Sale | Sep 21, 2023 · Amount on File |
| Deed Document Number | 2026830 |
| Deed Book / Page | 1444 / 101 |
| Prior Transfer Date | Mar 20, 2026 |
| Prior Transfer Doc | 0014440101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0012560000000351 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 0000001256/0000000351 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 30, 2026 |
| Property Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0014440101 |
| Book / Page | 1444 / 101 |
| Instrument Date | Mar 20, 2026 |
| Instrument | D2026000830 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Investor | Possibly a Property Investor |
| Document Number | D2026000831 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | D2026000831 |
| Name | ROCKET MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 21, 2023 |
| Property Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0013430251 |
| Book / Page | 1343 / 251 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0013430000000253 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 0000001343/0000000253 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 15, 2019 |
| Property Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0011780167 |
| Book / Page | 001178 / 000167 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HILLTOP WAY TOCCOA GA 305776133, TOCCOA, GA 30577-6133 |
| Document Number | 11780168 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 001178/000168 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 30, 2017 |
| Property Address | 331 HILLTOP WAY, TOCCOA, GA 30577-6133 |
| Document Number | 0011230087 |
| Book / Page | 001123 / 000087 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 331 HILLTOP WAY TOCCOA GA 305776133, TOCCOA, GA 30577-6133 |
| Document Number | 11230089 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 001123/000089 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 29, 2047 |
The 2025 property tax bill for 331 Hilltop Way was $2,395 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,395.00 Homeowner's exemption | $84,840 Land $2,256 Building $82,584 | $212,101 Land $5,640 Building $206,461 |
| 2023 | $1,752.00 (+7.09%) | $49,541 (+7.09%) Land $2,284 Building $47,257 | $123,852 (+7.09%) Land $5,710 Building $118,142 |
| 2022 | $1,636.00 | $46,262 Land $2,284 Building $43,978 | $115,654 Land $5,710 Building $109,944 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Hilltop Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Hilltop Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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