Franklin County property record for 331 High Top Ln, Decherd, TN 37324
| Property Type | Mobile Home |
|---|---|
| Details | 2,356 sqft · built 2003 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (May 2021) |
| Tax Bill | $373 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026057 04701 |
| Primary APN | 026057 04701 |
|---|---|
| Alternative APN |
|
| Building Area | 2,356 sqft Living Area |
|---|---|
| 1st Floor Area | 2,356 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 184 ft deep x 158 ft wide |
| Deck Area | 16 sqft |
| Patio Area | 268 sqft |
| Utility Building | 144 sqft |
| Sewer | Connected |
|---|
| Street Address | 331 HIGH TOP LN |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4030 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DISTRICT: 10, COUNTY AREA: R02 |
| Legal Subdivision | MILES G SMITH |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960600 |
331 High Top Ln, a mobile home, is owned and occupied by two individuals who bought it in May 2021.
Source: Franklin County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 HIGH TOP LN, DECHERD, TN 37324-4030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on File |
| Deed Sale | May 7, 2021 · Amount on File |
| Prior Sale | Jun 24, 2014 · Amount on File |
| Deed Document Number | 20214153 |
| Deed Book / Page | 454 / 365 |
| Transfer Doc | D316590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 331 HIGH TOP LN, DECHERD, TN 37324-4030 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 HIGH TOP LN, DECHERD, TN 37324-4030 |
| Document Number | 0023003520 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | T1489/666 |
| Instrument | 23003520 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | TULLAHOMA, TN 37388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Recording Date | May 7, 2021 |
| Property Address | 331 HIGH TOP LN, DECHERD, TN 37324-4030 |
| Document Number | 0021004153 |
| Book / Page | D0454 / 365 |
| Instrument Date | May 7, 2021 |
| Instrument | 21004153 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $281.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HIGH TOP LN, DECHERD, TN 37324-4030 |
| Document Number | 0021004154 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 21004154 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 331 High Top Ln was $373.
Source: Franklin County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $373.00 | $18,700 Land $4,200 Building $14,500 | |
| 2023 | $18,700 Land $4,200 Building $14,500 | ||
| 2022 | $351.00 | $74,800 Land $16,800 Building $58,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 High Top Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1993–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 High Top Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2025 |
| Lead | 8 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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