331 High St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 331 High St, Southbridge, MA 01550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,566 sqft · built 1964
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (May 2018)
Tax Bill	$5,317 (2025)
Deeds & Mortgages	Jul 2024 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0053 B:0103 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0053 B:0103 L:00001`
Alternative APN	`3360`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,566 sqft
Basement Area	1,566 sqft
Unfinished Basement	810 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3360
Street Address	331 HIGH ST
City	SOUTHBRIDGE
State	MA
Zip	01550-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	103
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	2
Census Block	2006
Census Tract	757400

Owner

331 High St is owned and occupied by an individual who bought it in May 2018.

Source: Worcester County and Southbridge Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	331 HIGH ST, SOUTHBRIDGE, MA 01550-2323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU
May 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
May 11, 2018	Quit Claim Deed, Transfer · FHA Mortgage INLAND BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Deed Book / Page	58791 / 305
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	331 HIGH ST, SOUTHBRIDGE, MA 01550-2323
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070787-84
Date	Jul 22, 2024
Book Page	70787/84
Instrument	57068

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2029

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	331 HIGH ST, SOUTHBRIDGE, MA 01550-2323
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067551-285
Date	May 6, 2022
Book Page	67551/285
Instrument	49857

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Jun 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	May 11, 2018
Property Address	331 HIGH ST, SOUTHBRIDGE, MA 01550-2323
Document Number	58791-305
Book / Page	058791 / 000305
Instrument Date	May 8, 2018
Instrument	45489
Transaction Type	Transfer
Record Updated	Jun 1, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.96
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 HIGH ST SOUTHBRIDGE MA 015502323, SOUTHBRIDGE, MA 01550-2323

Mortgage

Document Number	58791-308
Date	May 11, 2018
Book Page	058791/000308
Instrument	45490

Lender

Name	INLAND BANCORP
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 331 High St was $5,317, up 6.7% from the year before.

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,317.00 (+6.66%)	$362,700 (+11.02%) Land $44,000 Building $318,700	$326,895 (-10.69%)
2024	$4,985.00 (+4.14%)	$326,700 (+8.11%) Land $36,600 Building $290,100	$366,035
2023	$4,787.00	$302,200 Land $36,600 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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