Lorain County property record for 331 Harvard Ave, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,960 sqft Living Area |
| Lot Size | 5,227 sqft (0.12 acres) |
| Garage | Detached, 400 sqft |
| Last Sale | $111,000 (2020) |
| Tax Bill | $2,710.00 (2025) |
| Primary APN | 06-25-005-110-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 1,960 sqft Living Area |
| 1st Floor | 986 sqft 1st Floor |
| Basement Area | 960 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,227 sqft (0.12 acres) |
| Depth X Width | 135 ft x 41 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Balcony Area | 72 sqft Balcony |
|---|---|
| Deck Area | 72 sqft Deck |
| Patio Area | 190 sqft Patio |
| Porch Area | 405 sqft Porch |
| Lean-To | 120 sqft Lean-To |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 331 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6650 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | EASTERN HTS 41.21 X 135 |
| Legal Subdivision | EASTERN HTS |
| Legal Tract | 25 |
| Legal Block | 110 |
| Legal Lot Number | 1413 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-110-012
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10985 BUTTERNUT RIDGE RD, ELYRIA, OH 44035-8311 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Oct 15, 2020 | Quit Claim Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Jun 01, 1994 · Amount on Record |
| Deed Doc Number | 2020783731 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 30, 2026 |
| Property Address | 331 HARVARD AVE, ELYRIA, OH 44035-6650 |
| Document Number | 0000094078 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202694078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 331 HARVARD AVE, ELYRIA, OH 44035-6650 |
| Document Number | 0000094078, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 202694078 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 15, 2020 |
| Property Address | 331 HARVARD AVE, ELYRIA, OH 44035-6650 |
| Document Number | 0000783731 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 783731 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10985 BUTTERNUT RIDGE RD ELYRIA OH 440358311, ELYRIA, OH 44035-8311 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,710.00 (+1.99%) | $54,810 (+0.01%) Land $6,390 Building $48,420 | $156,590 (-) Land $18,250 Building $138,340 |
| 2024 | $2,657.00 (+27.92%) | $54,807 (+47.3%) Land $6,388 Building $48,419 | $156,590 (+47.3%) Land $18,250 Building $138,340 |
| 2023 | $2,077.00 (+0.34%) | $37,209 (%) Land $6,542 Building $30,667 | $106,310 (-) Land $18,690 Building $87,620 |
| 2022 | $2,070.00 | $37,210 Land $6,540 Building $30,670 | |
| 2021 | $106,310 Land $18,690 Building $87,620 |
331 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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