331 Harris St, Elmore, OH 43416 Property Records

Ottawa County property record for 331 Harris St, Elmore, OH 43416

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,337 sqft · built 1924
Lot Size	0.435 acres (18,960 sqft)
Owner	Company Name on Record
Last Sale	$623,950 (Dec 2021)
Tax Bill	$13,182 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030950-9`

Property Details

APN / Parcel Number

Primary APN	`030950-9`
Alternative APN	`019-02330-03294-000`

Interior

Stories	1 Story
Building Area	2,337 sqft Total Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Fireproof Reinforced Concrete
Lot Area	18,960 sqft (0.435 acres)
Driveway	Asphalt Driveway
Canopy	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	030950-9
Street Address	331 HARRIS ST
City	ELMORE
State	OH
Zip	43416-7704
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 89-91 & 113 & 114 & W 23 FT OF LOT 123 ORIGINAL
Legal Lot Number	89-91
Jurisdiction	OTTAWA OH
Township / Civil Division	HARRIS
Census Block Group	5
Census Block	5015
Census Tract	50900

Owner

Source: Ottawa County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1410 COMMONWEALTH DR, 202, WILMINGTON, NC 28403-0377
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE BANK NA
Dec 17, 2021	Limited Warranty Deed, Transfer
Mar 21, 2022	Lease, Transfer
Apr 6, 2018	Warranty Deed, Transfer HARRIS STREET LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	2021313646
Deed Book / Page	1877 / 111
Prior Transfer Date	Apr 20, 1993
Prior Transfer Doc	0380000574
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	331 HARRIS ST, ELMORE, OH 43416-7704
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000316688
Date	Apr 11, 2022
Book Page	1893/476
Instrument	2022-316688

Lender

Name	CAPITAL ONE BANK NA
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Dec 17, 2021
Property Address	331 HARRIS ST, ELMORE, OH 43416-7704
Document Number	0000313646
Book / Page	1877 / 111
Instrument Date	May 18, 2021
Instrument	2021-313646
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3819 MAPLE AVE, DALLAS, TX 75219-3913
Investor	Possibly a Property Investor

March 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	OTTAWA OH
Recording Date	Mar 21, 2022
Property Address	331 HARRIS ST, ELMORE, OH 43416-7704
Document Number	0000316106
Book / Page	1890 / 338
Map Reference	VOLJ PG 492
Instrument Date	May 17, 2021
Instrument	2022-316106
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3819 MAPLE AVE, DALLAS, TX 75219-3913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8565 MAGELLAN PKWY STE 400, 400, RICHMOND, VA 23227-1172

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Apr 6, 2018
Property Address	331 HARRIS ST, ELMORE, OH 43416-7704
Document Number	0000275361
Book / Page	001672 / 000381
Instrument Date	Apr 2, 2018
Instrument	275361
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	775 N 2ND ST BRIGHTON MI 481161218, BRIGHTON, MI 48116-1218

Mortgage

Document Number	275363
Date	Apr 6, 2018
Book Page	001672/000387
Instrument	275363

Lender

Name	HARRIS STREET LLC
Address	PO BOX 44, ELMORE, OH 43416-0044

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Harris Township
Municipality	Elmore Village
Unified School District	Woodmore Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,182.00 (-2.64%)	$188,227 (-) Land $130,774 Building $57,453
2024	$13,540.00 (-12.35%)	$188,227 (-6.16%) Land $130,774 Building $57,453	$537,790 (-6.16%) Land $373,640 Building $164,150
2023	$15,448.00 (+4.85%)	$200,592 (-) Land $150,045 Building $50,547
2022	$14,734.00	$200,592 Land $150,045 Building $50,547
2021			$573,120 Land $428,700 Building $144,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harris St

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