Kern County property record for 331 Harding Ave, Bakersfield, CA 93308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,007 sqft · built 1956 |
| Lot Size | 0.227 acres (9,894 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2026) |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-062-04-00-4 |
| Primary APN | 114-062-04-00-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,007 sqft Living Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 932 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 9,894 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 129 sqft |
| Patio Area | 10 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 114062045 |
|---|---|
| Street Address | 331 HARDING AVE |
| City | BAKERSFIELD |
| State | CA |
| Zip | 93308-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITY KIZAR , BLOCK L12, LOT PTN |
| Legal Subdivision | KIZZIAR TRACT |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | KERN CA |
| Township / Civil Division | BAKERSFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 300 |
Source: Kern County records · APN 114-062-04-00-4
Assessment roll updated July 21, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 12, 2026 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COVARRUBIAS CNSTR |
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage USA NATIONAL TITLE COMPANY |
| Jan 15, 2026 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Apr 05, 2024 | Intrafamily Transfer, Transfer |
| Jun 28, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 05, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on Record |
| Deed Sale | Jun 12, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2026 · Amount on Record |
| Deed Document Number | 202667877 |
| Prior Transfer Date | Feb 29, 2024 |
| Prior Transfer Doc | 0000037933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 12, 2026 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000067877 |
| Instrument Date | May 21, 2026 |
| Instrument | 202667877 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | WAID TITLE, UPWARD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,663.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000067878, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202667878 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000047803 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 202647803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047803, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202647803 |
| Name | COVARRUBIAS CNSTR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.21% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Apr 28, 2026 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000047802 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 202647802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047802, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 202647802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.21% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jan 15, 2026 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000005603 |
| Map Reference | MB 3 PG 25 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 226005603 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 361, MONTCLAIR, CA 91763-0361 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005604 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 226005604 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Apr 05, 2024 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000037933 |
| Map Reference | MB 3 PG 25 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 224037933 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jun 28, 2022 |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000101503 |
| Map Reference | MB 3 PG 25 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 222101503 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 331 HARDING AVE, BAKERSFIELD, CA 93308-4315 |
| Document Number | 0000052231 |
|---|---|
| Date | Apr 05, 2022 |
| Instrument | 222052231 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Oct 01, 2046 |
Source: Kern County records · Assessment roll updated July 21, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Elementary School District | Beardsley Elementary School District (KG - 08) |
| Secondary School District | Kern High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,344.00 (+3.31%) | $110,249 (+4.04%) Land $29,011 Building $81,238 |
| 2024 | $2,269.00 (+2.81%) | |
| 2023 | $2,207.00 (+4.25%) | $105,971 Land $27,886 Building $78,085 |
| 2022 | $2,117.00 |
Source: FEMA National Flood Hazard Layer as of April 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Applied Technology Group Fixed Wireless | 500 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
May also be available: California Internet, Kwikbit Internet, Verizon.
Based on FCC filings for 808 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OILDALE MWC private · serves 45,315 people |
|---|---|
| Water Source | Purchased surface water from NORTH OF THE RIVER MWD |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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