Onslow County property record for 331 Gurganus Rd, Maple Hill, NC 28454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 2009 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 305-20.19 |
| Primary APN | 305-20.19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 121,968 sqft (2.8 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 423867000 |
|---|---|
| Street Address | 331 GURGANUS RD |
| City | MAPLE HILL |
| State | NC |
| Zip | 28454-8630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L1 DELLA L MORGAN |
| Legal Subdivision | DELLA LOUISE MORGAN |
| Legal Lot Number | 1 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 304 |
Source: Onslow County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 GURGANUS RD, MAPLE HILL, NC 28454-8630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE |
| Mar 22, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2015 |
| Deed Sale | May 14, 2015 |
| Prior Sale | Mar 27, 2015 · Amount on Record |
| Deed Book / Page | 4301 / 232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 331 GURGANUS RD, MAPLE HILL, NC 28454-8630 |
| Document Number | 6569000862 |
| Book / Page | 6569 / 862 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 331 GURGANUS RD, MAPLE HILL, NC 28454-8630 |
| Document Number | 6569000862, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 6569/862 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 331 GURGANUS RD, MAPLE HILL, NC 28454-8630 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 331 GURGANUS RD, MAPLE HILL, NC 28454-8630 |
| Document Number | 0059330424 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 5933/424 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.36% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 13.3% |
Source: Onslow County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,186.00 | $181,080 (-) Land $29,700 Building $151,380 | $181,080 (-) Land $29,700 Building $151,380 |
| 2023 | $1,186.00 | $181,080 Land $29,700 Building $151,380 | $181,080 Land $29,700 Building $151,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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