331 Gregory St, Rochester, NY 14620 Property Records

Monroe County and Rochester City property record for 331 Gregory St, Rochester, NY 14620

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,594 sqft · built 1890
Lot Size	0.087 acres (3,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Oct 2015)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026793-00.0`

Property Details

APN / Parcel Number

Primary APN	`026793-00.0`
Alternative APNs	`140012164000030050000000` `261400 121.64-3-5`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,594 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	725 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,789 sqft (0.087 acres)
Lot Dimensions	102 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	026793-00.0
Street Address	331 GREGORY ST
City	ROCHESTER
State	NY
Zip	14620-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22
Legal Description	0033.00 106 13 02571 W3 WM NICHOLSON SUB
Legal Subdivision	NICHOLSONS SUB
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1003
Census Tract	3300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Hope-Highland Historic District (Boundary Increase) listed 2024 · 219 contributing resources · NRIS 74001261

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 GREGORY ST, ROCHESTER, NY 14620-1306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit GENESEE CO OP FCU
Mar 6, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2015 · Amount on Record
Deed Sale	Oct 6, 2015 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Document Number	2015652
Deed Book / Page	11601 / 243
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	331 GREGORY ST, ROCHESTER, NY 14620-1306
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	CROSSROADS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GREGORY ST, ROCHESTER, NY 14620-1306

Mortgage

Document Number	202503333159
Date	Sep 11, 2025
Book Page	31135/891
Instrument	202503333159

Lender

Name	GENESEE CO OP FCU
Type	Credit Union
Address	ROCHESTER, NY 14620

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Mar 6, 2018
Property Address	331 GREGORY ST, ROCHESTER, NY 14620-1306
Document Number	0000000476
Book / Page	011993 / 000246
Instrument Date	Feb 26, 2018
Instrument	476
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GREGORY ST ROCHESTER NY 146201306, ROCHESTER, NY 14620-1306

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Feb 1, 2018
Property Address	331 GREGORY ST, ROCHESTER, NY 14620-1306
Document Number	0000000358
Book / Page	11979 / 697
Map Reference	LB 11601 PG 243
Instrument Date	Jan 26, 2018
Instrument	201802010358
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GREGORY ST, ROCHESTER, NY 14620-1306

Mortgage

Document Number	0000000359
Date	Feb 1, 2018
Book Page	27486/566
Instrument	201802010359

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00	$222,900 (+52.46%) Land $8,600 Building $214,300	$222,900 (+26.54%) Land $8,600 Building $214,300
2023		$146,200 Land $5,400 Building $140,800	$176,145 Land $6,506 Building $169,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 893 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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