331 Grays Ln, Daphne, AL 36526 Property Records

Baldwin County property record for 331 Grays Ln, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,030 sqft · built 1900
Lot Size	0.253 acres (11,040 sqft)
Owner	Individual Name on Record
Tax Bill	$2,326 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-04-41-0-002-009.002`

Property Details

APN / Parcel Number

Primary APN	`43-04-41-0-002-009.002`
Alternative APNs	`300124` `254250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,030 sqft Heated Area
1st Floor Area	1,860 sqft
Upper Floors Area	1,170 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,040 sqft (0.253 acres)
Lot Dimensions	46.6 ft deep x 236 ft wide
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	254250
Street Address	331 GRAYS LN
City	DAPHNE
State	AL
Zip	36526-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	236.9' X 46.6' IRR COM AT THE SE COR OF NE1/4 OF SEC 28 RUNTH N 1735.6', TH W 2381.6', TH NW 373'(S) FOR POB TH RUN SE46.6',
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2007
Census Tract	10800

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	331 GRAYS LN, DAPHNE, AL 36526-4652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2016
Deed Sale	Nov 29, 2016
Deed Document Number	20161605375
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	0001605375
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Jul 13, 2026
Property Address	331 GRAYS LN, DAPHNE, AL 36526-4652
Document Number	0002265594
Instrument Date	Jul 6, 2026
Instrument	20262265594
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GRAYS LN, DAPHNE, AL 36526-4652

Mortgage

Document Number	0002265594,
Date	Jul 13, 2026
Instrument	20262265594

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	331 GRAYS LN, DAPHNE, AL 36526-4652
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001926971
Date	Jul 7, 2021
Instrument	1926971

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	DAPHNE, AL 36526

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	118 Months
Due	May 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,326.00 (+6.99%) Homeowner's exemption
2025	$2,174.00 (+14.97%)	$48,240 (+14.58%) Land $8,660 Building $39,580	$514,400 (+22.21%) Land $92,300 Building $422,100
2023	$1,891.00 (+24.98%) Homeowner's exemption	$42,100 (+16.17%)	$420,900 (+16.14%) Land $95,300 Building $325,600
2022	$1,513.00 (+18.67%) Homeowner's exemption	$36,240	$362,400 Land $81,000 Building $281,400
2021	$1,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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