331 Graves Ct, El Cajon, CA 92021 Property Records

San Diego County property record for 331 Graves Ct, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 893 sqft · built 1974
Lot Size	2.52 acres (109,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2018)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-090-32-20`

Property Details

APN / Parcel Number

Primary APN	`387-090-32-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	893 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	109,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 GRAVES CT
City	EL CAJON
State	CA
Zip	92021-1083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	PAR 2 US7C PER DOC73-263161&UND INT IN TR PM01140
Legal Subdivision	PEPPER DRIVE ESTATES
Legal Tract	1140
Legal Block	1
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16503

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 GRAVES CT, EL CAJON, CA 92021-1083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Sep 21, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	2018395108
Prior Transfer Date	Jul 7, 1998
Prior Transfer Doc	0000521042
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	331 GRAVES CT, EL CAJON, CA 92021-1083
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GRAVES CT, EL CAJON, CA 92021-1083

Mortgage

Document Number	0000421981
Date	Jun 8, 2021
Instrument	2021-0421981

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2018
Property Address	331 GRAVES CT, EL CAJON, CA 92021-1083
Document Number	0000395108
Instrument Date	Sep 5, 2018
Instrument	395108
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 GRAVES CT EL CAJON CA 920211083, EL CAJON, CA 92021-1083

Mortgage

Document Number	395109
Date	Sep 21, 2018
Instrument	395109

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,450 (+2%) Land $94,813 Building $189,637
2025	$3,373.00 (+4.39%)	$278,873 (+4.04%) Land $92,954 Building $185,919
2023	$3,231.00 (+0.75%)	$268,046 Land $89,346 Building $178,700
2022	$3,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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