331 Gingham Ave, Portage, MI 49002 Property Records

Kalamazoo County property record for 331 Gingham Ave, Portage, MI 49002

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,488 sqft · built 1959
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Feb 2024)
Tax Bill$2,895 (2019)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-05521-076-O

Property Details

APN / Parcel Number

Primary APN10-05521-076-O

Interior

Full Baths2 Baths
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Basement Area1,488 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions58 ft deep x 83 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Deck Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address331 GINGHAM AVE
CityPORTAGE
StateMI
Zip49002-7035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionMORRENS PLAT #1 LOT 76
Legal SubdivisionMORRENS PLAT #1
Legal Lot Number76
JurisdictionKALAMAZOO MI
Township / Civil DivisionPORTAGE
Census Block Group4
Census Block4002
Census Tract2104

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6734 CYPRESS BAY DR, KALAMAZOO, MI 49009-7783
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on Record
Deed SaleFeb 27, 2024 · Amount on Record
Deed Document Number20244576
Prior Transfer DateFeb 23, 2024
Prior Transfer Doc2024004576
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKALAMAZOO MI
Recording DateFeb 27, 2024
Property Address331 GINGHAM AVE, PORTAGE, MI 49002-7035
Document Number2024004576
Map ReferenceLB 22 PG 12
Instrument DateFeb 23, 2024
Instrument2024-004576
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,912.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address331 GINGHAM AVE, PORTAGE, MI 49002-7035

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6734 CYPRESS BAY DR, KALAMAZOO, MI 49009-7783

Mortgage

Document Number2024004577
DateFeb 27, 2024
Instrument2024-004577
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
MunicipalityPortage City
Unified School DistrictPortage Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,700 (+35.22%)$263,400 (+35.22%)
2023$97,400$194,800
2019$2,895.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTAGE
serves 46,292 people · EPA ID MI0005520
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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