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331 Gerald Dr, Lafayette, LA 70503 Property Records

Lafayette Parish property record for 331 Gerald Dr, Lafayette, LA 70503

Property Summary

Property TypeSingle Family Home
Details1,320 sqft · built 1975
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Dec 2021)
Tax Bill$1,906 (2025)
Deeds & MortgagesFeb 2007 Mortgage
Dec 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN6022340

Property Details

APN / Parcel Number

Primary APN6022340

Interior

Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions135 ft deep x 60 ft wide
Garage Area450 sqft

Location & Zoning

Street Address331 GERALD DR
CityLAFAYETTE
StateLA
Zip70503-4830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 129 WHITTINGTON TERRACE SUB DEV #2 (60X135)
Legal Range04E
Legal Township10S
Legal Section06
Legal SubdivisionWHITTINGTON TERRACE DEVELOPMEN
Legal Lot Number129
JurisdictionLAFAYETTE LA
Township / Civil DivisionF
Census Block Group6
Census Block6006
Census Tract1700

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address331 GERALD DR, LAFAYETTE, LA 70503-4830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2007Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BROKERS CONDUIT
Dec 28, 2021Deed, Transfer · Conventional Mortgage
CADENCE BANK NA
May 5, 2021Deed, Transfer
May 5, 2021Deed, Transfer · Conventional Mortgage
BANK OF SUNSET & TRUST CO
May 5, 2021Gift Deed, Transfer · Conventional Mortgage
BANK OF SUNSET & TRUST CO
May 20, 2009Cash Sale Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Nov 3, 2008Foreclosure
Nov 23, 2005Cash Sale Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2021 · Amount on Record
Deed SaleDec 28, 2021 · Amount on Record
Prior SaleMay 5, 2021 · Amount on Record
Deed Document Number202157160
Record UpdatedJun 8, 2026

February 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE LA
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200700006306
DateFeb 12, 2007
Instrument2007-00006306
Lender
NameAMERICAN BROKERS CONDUIT
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2037
Prepayment Penalty00 Months

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateDec 28, 2021
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number202100057160
Map ReferenceENT 2021-20308
Instrument DateDec 27, 2021
Instrument2021-00057160
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 RENA DR, LAFAYETTE, LA 70503-4352

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 GERALD DR, LAFAYETTE, LA 70503-4830

Mortgage

Document Number202100057161
DateDec 28, 2021
Instrument2021-00057161
Lender
NameCADENCE BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateMay 5, 2021
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number202100020309
Map ReferenceENT 675533
Instrument DateMay 4, 2021
Instrument2021-00020309
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 RUIDOSO DR, LAFAYETTE, LA 70503-6244

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RENA DR, LAFAYETTE, LA 70503-4352
InvestorPossibly a Property Investor

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAFAYETTE LA
Recording DateMay 5, 2021
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number202100020309
Map ReferenceENT 675533
Instrument DateMay 4, 2021
Instrument2021-00020309
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 RUIDOSO DR, LAFAYETTE, LA 70503-6244

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 RENA DR, LAFAYETTE, LA 70503-4352
InvestorPossibly a Property Investor

Mortgage

Document Number202100020310
DateMay 5, 2021
Instrument2021-00020310
Lender
NameBANK OF SUNSET & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionLAFAYETTE LA
Recording DateMay 5, 2021
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number202100020308
Map ReferenceENT 675533
Instrument DateApr 7, 2021
Instrument2021-00020308
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address107 LAMAS CIR, LAFAYETTE, LA 70506-7711

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 RUIDOSO DR, LAFAYETTE, LA 70503-6244

Mortgage

Document Number202100020310
DateMay 5, 2021
Instrument2021-00020310
Lender
NameBANK OF SUNSET & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2009: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionLAFAYETTE LA
Recording DateMay 20, 2009
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number200900010506
Instrument DateFeb 17, 2009
Instrument2009-00010506
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8480 STAGECOACH CIR, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 GERALD DR, LAFAYETTE, LA 70503-4830

Mortgage

Document Number200900010507
DateMay 20, 2009
Instrument2009-00010507
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07101
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2039

November 2008: Foreclosure

Document TypeForeclosure
JurisdictionLAFAYETTE LA
Recording DateNov 3, 2008
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number200800045069
Instrument DateOct 8, 2008
Instrument2008-00045069
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

November 2005: Cash Sale Deed, Transfer

Document TypeCash Sale Deed
JurisdictionLAFAYETTE LA
Recording DateNov 23, 2005
Property Address331 GERALD DR, LAFAYETTE, LA 70503-4830
Document Number200500052915
Instrument DateNov 22, 2005
Instrument2005-00052915
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 RUE MASSIE, BROUSSARD, LA 70518-7525

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 BIRCH DR, LAFAYETTE, LA 70506-7062

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyLafayette Parish
MunicipalityLafayette City
Unified School DistrictLafayette Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,906.00 (+61.25%)$18,330 (+5.23%) Land $2,835 Building $15,495$183,300 (+5.23%) Land $28,350 Building $154,950
2023$1,182.00 (+0.68%) Homeowner's exemption$17,419 (-) Land $2,835 Building $14,584$174,190 (-) Land $28,350 Building $145,840
2022$1,174.00 Homeowner's exemption$17,419 Land $2,835 Building $14,584$174,190 Land $28,350 Building $145,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LFT Fiber
Fiber		10,000 / 10,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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