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331 Garret Ln, Sylva, NC 28779 Property Records

Jackson County property record for 331 Garret Ln, Sylva, NC 28779

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,754 sqft · built 1997
Lot Size1.89 acres (82,328 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jun 2020)
Tax Bill$1,122 (2023)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7632-83-0382

Property Details

APN / Parcel Number

Primary APN7632-83-0382
Alternative APN
  • 177125

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,754 sqft Heated Area
Gross Area3,048 sqft
1st Floor Area1,500 sqft
Basement Area1,548 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplacePrefabricated

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area82,328 sqft (1.89 acres)

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area128 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number177125
Street Address331 GARRET LN
CitySYLVA
StateNC
Zip28779-2939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2,5A DILLS COVE
Legal Township27
Legal Subdivision5 & 5A
Legal Lot Number2,5A
JurisdictionJACKSON NC
Township / Civil DivisionDILLSBORO
Census Block Group3
Census Block3003
Census Tract950300

Owner

Source: Jackson County assessment roll, APN 7632-83-0382, as of January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address331 GARRET LN, SYLVA, NC 28779-2939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 16, 2020Warranty Deed, Transfer · Conventional Mortgage
BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2020 · Amount on Record
Deed SaleJun 16, 2020 · Amount on Record
Deed Document Number0002269129
Deed Book / Page2269 / 129
Record UpdatedJun 07, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address331 GARRET LN, SYLVA, NC 28779-2939
Transaction TypeMortgage
Record UpdatedJul 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 GARRET LN, SYLVA, NC 28779-2939

Mortgage

Document Number0023580361
DateJun 19, 2023
Book Page2358/361
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJun 16, 2020
Property Address331 GARRET LN, SYLVA, NC 28779-2939
Document Number0022690129
Book / Page2269 / 129
Map ReferenceCAB 8 SL 710
Instrument DateJun 16, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 SNOWFIELD DR, 2, GLASSBORO, NJ 08028-2916

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 GARRET LN, SYLVA, NC 28779-2939

Mortgage

Document Number2269132
DateJun 16, 2020
Instrument2269/132
Lender
NameBEVERLY-HANKS MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll as of January 1, 2023 · Last verified August 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$1,122.00$295,280 Land $42,890 Building $252,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999503003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims8 (1991–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 16 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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