331 Garfield Ave, Findlay, OH 45840 Property Records

Hancock County property record for 331 Garfield Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,003 sqft · built 1965
Lot Size	0.207 acres (9,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (May 2017)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Sep 2012 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-073-12-009.000`

Property Details

APN / Parcel Number

Primary APN	`1011-073-12-009.000`
Alternative APN	`580000243730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,003 sqft Living Area
1st Floor Area	1,321 sqft
Upper Floors Area	682 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,008 sqft (0.207 acres)
Lot Dimensions	106 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	89 sqft
Deck Area	220 sqft
Patio Area	220 sqft
Balcony Area	44 sqft
Canopy	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 GARFIELD AVE
City	FINDLAY
State	OH
Zip	45840-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAGY TRITCH & CO SUB LOT 2983 & W35FT LOT 2982
Legal Subdivision	KAGY TRITCH & CO SUB
Legal Lot Number	2982
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5012
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2007	Deed of Trust, Mortgage FIFTH THIRD BANK NORTHWESTERN OHIO
Sep 10, 2012	Deed of Trust, Mortgage · Line of Credit CLYDE FINDLAY AREA CREDIT UNION
Feb 25, 2009	Deed of Trust, Mortgage CLYDE FINDLAY AREA CREDIT UNION
May 4, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Feb 27, 2007	Legal Action/Court Order, Foreclosure FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Feb 27, 2007 · Amount on Record
Deed Document Number	20173827
Deed Book / Page	2518 / 1558
Record Updated	Sep 20, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02329/1297
Date	Nov 13, 2007
Book Page	2329/1297
Instrument	200700012710

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Oct 25, 2027

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	WHITMAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02425/2688
Date	Sep 10, 2012
Book Page	2425/2688
Instrument	201200009269

Lender

Name	CLYDE FINDLAY AREA CREDIT UNION
Address	CLYDE, OH 43410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002353/268
Date	Feb 25, 2009
Book Page	2353/268
Instrument	200900001866

Lender

Name	CLYDE FINDLAY AREA CREDIT UNION
Address	CLYDE, OH 43410

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 4, 2017
Property Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Document Number	02518/1558
Book / Page	2518 / 1558
Instrument Date	May 1, 2017
Instrument	201700003827
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	ASSURED OH TITLE AGENCY INC, ASSURED TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631

Mortgage

Document Number	201700003828
Date	May 4, 2017
Instrument	201700003828

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

February 2007: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HANCOCK OH
Recording Date	Feb 27, 2007
Property Address	331 GARFIELD AVE, FINDLAY, OH 45840-4631
Document Number	02313/1370
Book / Page	2313 / 1370
Instrument Date	Feb 9, 2007
Instrument	200700002013
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 ALLEN AVE, FINDLAY, OH 45840-4604

Mortgage

Document Number	200700002014
Date	Feb 27, 2007
Instrument	200700002014

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2037

Mortgage

Document Number	02314/1560
Date	Mar 16, 2007
Book Page	2314/1560
Instrument	200700002687

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2037

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (-6.61%)	$51,170 (+8.43%) Land $5,810 Building $45,360	$146,200 (+8.42%) Land $16,610 Building $129,590
2023	$1,680.00 Homeowner's exemption	$47,190 Land $5,380 Building $41,810
2022			$134,850 Land $15,380 Building $119,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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