331 Garden St, Hoboken, NJ 07030 Property Records

Hudson County and Hoboken City property record for 331 Garden St, Hoboken, NJ 07030

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,232 sqft · built 1901
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Tax Bill	$20,256 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`05-00190-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`05-00190-0000-00006`
Alternative APNs	`050019000006` `11194500`

Interior

Bedrooms	3 Beds
Units	4 Units
Stories	3 Stories
Building Area	3,232 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	105 ft deep x 20 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	11194500
Street Address	331 GARDEN ST
City	HOBOKEN
State	NJ
Zip	07030-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	190
Legal Lot Number	6
Jurisdiction	HUDSON NJ
Township / Civil Division	HOBOKEN
Census Block Group	3
Census Block	3000
Census Tract	18800

Owner

331 Garden St is owned by an individual who acquired it in June 2003.

Source: Hudson County and Hoboken City records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	490 EDGEWOOD PL, RUTHERFORD, NJ 07070-2622
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit BCB CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2003
Transfer Doc	0071160095
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	331 GARDEN ST, HOBOKEN, NJ 07030-3858
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220324060056310
Date	Mar 24, 2022
Book Page	20235/861
Instrument	20220324060056310

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	331 GARDEN ST, HOBOKEN, NJ 07030-3858
Document Number	0060052600
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GARDEN ST HOBOKEN NJ 070303858, HOBOKEN, NJ 07030-3858

Mortgage

Document Number	0060052600
Date	Apr 16, 2019
Book Page	019365/000193
Instrument	60052600

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 331 Garden St was $20,256, up 2.2% from the year before.

Source: Hudson County and Hoboken City assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Hoboken City
Unified School District	Hoboken City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,200 (-) Land $598,500 Building $523,700	$1,122,200 (-) Land $598,500 Building $523,700
2025	$20,256.00 (+2.21%)	$1,122,200 Land $598,500 Building $523,700	$1,122,200 Land $598,500 Building $523,700
2024	$19,818.00
2023		$1,122,200 Land $598,500 Building $523,700	$1,122,200 Land $598,500 Building $523,700
2022	$17,966.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Garden St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 individual policies
Nearby Flood Policies	217 units insured incl. 155 condo units
Nearby Flood Claims	164 (1982–2024)
Claims Outside the SFHA	6 of 164
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Sandy, Oct 2012 · 97 claims Hurricane Irene, Sep 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOBOKEN WATER UTILITY serves 52,000 people · EPA ID NJ0905001
Water Source	Purchased surface water from JERSEY CITY MUA
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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