331 Garden Ln, Petal, MS 39465 Property Records

Forrest County property record for 331 Garden Ln, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,655 sqft · built 1968
OwnerIndividual Name on Record
Tax Bill$1,271 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Mortgage
Flood ZoneZone AE (high risk)
APN3-022I-36-083.00

Property Details

APN / Parcel Number

Primary APN3-022I-36-083.00
Alternative APNs
  • 177D-2080-036-085.00
  • 029690
  • 29690

Interior

Full Baths3 Baths
Building Area1,655 sqft Living Area
1st Floor Area1,655 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Exterior MaterialShingles
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number29690
Street Address331 GARDEN LN
CityPETAL
StateMS
Zip39465-3745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 251 BEVERLY HILLS ESTATES 6TH ADDITION S/D B356 P276 12/71 B645 P325 12/28/90 PREV #P62136002
Legal Range13W
Legal Township05N
Legal Section36
Legal SubdivisionBEVERLY HILLS EST 6TH ADD
Legal Block356
Legal Lot Number251
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group2
Census Block2021
Census Tract10300

Owner

Source: Forrest County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address331 GARDEN LN, PETAL, MS 39465-3745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Warranty Deed, Transfer · FHA Mortgage
TRUSTMARK NATIONAL BANK
Nov 14, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2025
Deed SaleDec 16, 2025
Prior SaleNov 14, 2023
Deed Document Number884082
Deed Book / Page1488 / 517
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateDec 16, 2025
Property Address331 GARDEN LN, PETAL, MS 39465-3745
Document Number001488/517
Book / Page1488 / 517
Instrument DateDec 12, 2025
Instrument884082
Transaction TypeTransfer
Record UpdatedJan 7, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1184 FREEMAN TOWN RD, RICHTON, MS 39476

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address331 GARDEN LN, PETAL, MS 39465-3745

Mortgage

Document Number0000884083
DateDec 16, 2025
Instrument884083
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateNov 14, 2023
Property Address331 GARDEN LN, PETAL, MS 39465-3745
Document Number0001435/42
Book / Page1435 / 42
Instrument DateNov 7, 2023
Transaction TypeTransfer
Record UpdatedJan 7, 2026
Title CompanyELITE TITLE 1 LLC, ELITE TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address188 SUNLINE DR, PETAL, MS 39465-9031

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 GARDEN LN, PETAL, MS 39465-3745

Mortgage

Document Number0002505397
DateNov 14, 2023
Instrument2505//397
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Forrest County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
MunicipalityPetal City
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,271.00 Homeowner's exemption$8,896 (-84.76%)$88,960 (+52.38%) Land $15,840 Building $73,120
2023Homeowner's exemption Senior Citizen's exemption$58,380 (+795.95%)$58,380 (-10.41%) Land $15,840 Building $42,540
2022$6,516$65,160 Land $15,840 Building $49,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims24 (1979–2018)
Claims Outside the SFHA6 of 24
Most Recent ClaimDec 2018 · Severe Storms, Flooding, And Tornado
Claims by Event
  • Severe Storms, Flooding, And Tornado, Dec 2018 · 4 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 69% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETAL
serves 9,509 people · EPA ID MS0180011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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