331 Garden Dr, Elgin, IL 60124 Property Records

Kane County property record for 331 Garden Dr, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,134 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Nov 2020)
Tax Bill	$11,300 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-377-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-377-004`

Exterior

Lot Area	8,134 sqft (0.186 acres)

Location & Zoning

Street Address	331 GARDEN DR
City	ELGIN
State	IL
Zip	60124-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS SOUTH PHASE 1 LOT 57
Legal Subdivision	WEST POINT GARDENS SOUTH
Legal Phase	1
Legal Block	1
Legal Lot Number	57
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1028
Census Tract	851911

Owner

Source: Kane County records · APN 06-18-377-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	331 GARDEN DR, ELGIN, IL 60124-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UIF CORPORATION
Jun 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	202070131
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000024585
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	331 GARDEN DR, ELGIN, IL 60124-1215
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035244
Date	Jul 01, 2020
Instrument	2020K035244

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 16, 2020
Property Address	331 GARDEN DR, ELGIN, IL 60124-1215
Document Number	0000070131
Map Reference	DOC 2017K045734
Instrument Date	Oct 21, 2020
Instrument	2020K070131
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 GARDEN DR, 331, ELGIN, IL 60124-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 GARDEN DR, ELGIN, IL 60124-1215

Mortgage

Document Number	0000070132
Date	Nov 16, 2020
Instrument	2020K070132

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jun 13, 2019
Property Address	331 GARDEN DR, ELGIN, IL 60124-1215
Document Number	0000024585
Instrument Date	May 16, 2019
Instrument	24585
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	331 GARDEN DR ELGIN IL 601241215, ELGIN, IL 60124-1215

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2019
Property Address	331 GARDEN DR, ELGIN, IL 60124-1215
Document Number	0000015965
Map Reference	DOC 2017K045734
Instrument Date	Apr 18, 2019
Instrument	2019K015965
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E DIEHL RD STE 230, 400, NAPERVILLE, IL 60563-1397

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	331 GARDEN DR, ELGIN, IL 60124-1215

Mortgage

Document Number	0000015966
Date	Apr 24, 2019
Instrument	2019K015966

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,300.00 (+7.67%) Homeowner's exemption
2024		$141,011 (+21.39%) Land $39,827 Building $101,184	$423,202 (+21.44%) Land $119,529 Building $303,673
2022	$10,495.00 (+3.41%) Homeowner's exemption	$116,160 (+7.52%) Land $32,808 Building $83,352	$348,480 (+7.52%) Land $98,424 Building $250,056
2021	$10,149.00 Homeowner's exemption	$108,034 Land $30,673 Building $77,361	$324,102 Land $92,019 Building $232,083

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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