Cherokee County property record for 331 Gaffney Ferry Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 891 sqft · built 1950 |
| Lot Size | 3.78 acres (164,657 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $226 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 007364-23-3 |
| Primary APN | 007364-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 891 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Siding |
| Lot Area | 164,657 sqft (3.78 acres) |
| Porch | Slab |
| Street Address | 331 GAFFNEY FERRY RD |
|---|---|
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 331 GAFFNEY FERRY RD KEVIN SMITH PROBATE/JUDY SMITH TO SHERRY DOBBINS $5L&A |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 970302 |
331 Gaffney Ferry Rd is owned and occupied by two individuals who acquired it in September 2025.
Source: Cherokee County records, as of November 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 GAFFNEY FERRY RD, GAFFNEY, SC 29340-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2015 |
| Deed Sale | Nov 9, 2015 |
| Deed Book / Page | 81 / 238 |
| Last Transfer Date | Sep 30, 2025 |
| Transfer Doc | 0001892778 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Oct 1, 2025 |
| Property Address | 331 GAFFNEY FERRY RD, GAFFNEY, SC 29340-4510 |
| Document Number | 0001892778 |
| Book / Page | 189 / 2778 |
| Map Reference | VOL 151 PG 2349 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-5297 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 331 GAFFNEY FERRY RD, GAFFNEY, SC 29340-4510 |
The 2025 property tax bill for 331 Gaffney Ferry Rd was $226 with a homeowner's exemption, up 16.5% from the year before.
Source: Cherokee County assessment roll, as of November 20, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226.00 (+16.49%) Homeowner's exemption | $1,710 (-) Land $860 Building $850 | $42,800 (-) Land $21,500 Building $21,300 |
| 2024 | $194.00 (+1.57%) Homeowner's exemption | $1,710 (-) Land $860 Building $850 | $42,800 (-) Land $21,500 Building $21,300 |
| 2023 | $191.00 | $1,710 Land $860 Building $850 | $42,800 Land $21,500 Building $21,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Gaffney Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Gaffney Ferry Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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