Allegan County property record for 331 Forrest St, Wayland, MI 49348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 962 sqft · built 1977 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,000 (Aug 2017) |
| Tax Bill | $3,282 (2025) |
| Deeds & Mortgages | Nov 2005 Mortgage Nov 2005 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-005-048-00 |
| Primary APN | 56-005-048-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 198 ft deep x 66 ft wide |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 331 FORREST ST |
|---|---|
| City | WAYLAND |
| State | MI |
| Zip | 49348-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | COM 16 RDS E OF NW COR S 1/2 NW 1/4 SEC 5 TH E 12 RDS TH S 4 RDS TH W 12 RD TH N 4 RDS TO BEG SEC 5 T3N R11W. |
| Legal Range | 11W |
| Legal Township | 03N |
| Legal Section | 05 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | WAYLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30502 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2005 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 4, 2005 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC |
| Aug 16, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Jan 5, 2007 | Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on Record |
| Deed Sale | Aug 16, 2017 · Amount on Record |
| Prior Sale | Jan 5, 2007 · Amount on Record |
| Deed Book / Page | 4167 / 416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002913/440 |
|---|---|
| Date | Nov 4, 2005 |
| Book Page | 2913/440 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 20555 VICTOR PKWY, LIVONIA, MI 48152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002913/456 |
|---|---|
| Date | Nov 4, 2005 |
| Book Page | 2913/456 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | 20555 VICTOR PKWY, LIVONIA, MI 48152 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 3, 2025 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 16, 2017 |
| Property Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Document Number | 4167/416 |
| Book / Page | 4167 / 416 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | STAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,307.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 FORREST ST, 331, WAYLAND, MI 49348-1115 |
| Name | Verified Name |
|---|---|
| Address | 4279 SCARBOROUGH AVE, WAYLAND, MI 49348-8933 |
| Document Number | 4167419 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 4167/419 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 5, 2007 |
| Property Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Document Number | 003076/299 |
| Book / Page | 3076 / 299 |
| Instrument Date | Dec 29, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,083.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 331 FORREST ST, WAYLAND, MI 49348-1115 |
| Name | Verified Name |
|---|---|
| Address | 24500 W MCGILLEN AVE APT B3, B3, MATTAWAN, MI 49071-9300 |
| Document Number | 0003076300 |
|---|---|
| Date | Jan 5, 2007 |
| Instrument | 3076/300 |
| Name | OPTION ONE MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.05% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 6% |
| Max Rate At Change | 12% |
| Index | 6-Month LIBOR |
| Margin | 6 |
| Max Rate | 15% |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Wayland City |
| Unified School District | Wayland Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,200 (+21.96%) Land $14,200 Building $88,000 | $204,400 (+21.96%) Land $28,400 Building $176,000 | |
| 2025 | $3,282.00 (+13.21%) | ||
| 2023 | $83,800 Land $9,300 Building $74,500 | $167,600 Land $18,600 Building $149,000 | |
| 2022 | $2,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYLAND serves 4,435 people · EPA ID MI0006940 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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