331 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 331 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,171 sqft · built 2005
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Sep 2017)
Tax Bill	$848 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095150003083000`

Property Details

APN / Parcel Number

Primary APN	`095150003083000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,171 sqft Heated Area
1st Floor Area	1,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Utility Building	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 15 19S 01W 2006 ANNEX ORD X 04 08 03 254 NBRHD: 17 FOREST LAKES COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	15
Legal Subdivision	FOREST LAKES 12TH SEC
Legal Lot Number	691
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2003
Census Tract	30215

Owner

331 Forest Lakes Dr is owned and occupied by an individual who bought it in September 2017.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	331 FOREST LAKES DR, STERRETT, AL 35147-8163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage LUXURY MORTGAGE CORP
Sep 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2017355080
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0000355070
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	331 FOREST LAKES DR, STERRETT, AL 35147-8163
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035880
Date	Feb 13, 2024
Instrument	20240213000035880

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 29, 2017
Property Address	331 FOREST LAKES DR, STERRETT, AL 35147-8163
Document Number	0000355080
Map Reference	MB34 PG3
Instrument Date	May 16, 2017
Instrument	20170929000355080
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 FOREST LAKES DR, STERRETT, AL 35147-8163
Investor	Possibly a Property Investor

Mortgage

Document Number	0000355090
Date	Sep 29, 2017
Instrument	20170929000355090

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 29, 2017
Property Address	331 FOREST LAKES DR, STERRETT, AL 35147-8163
Document Number	0000355070
Instrument Date	May 15, 2017
Instrument	355070
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$58.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 FOREST LAKES DR STERRETT AL 351478163, STERRETT, AL 35147-8163

Tax Assessment & Valuation

The 2026 property tax bill for 331 Forest Lakes Dr was $848 with a homeowner's exemption, down 3% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$848.00 (-2.97%) Homeowner's exemption
2025	$874.00	$19,880	$198,800 Land $70,000 Building $128,800
2023	$813.00 Homeowner's exemption	$19,420	$194,200 Land $57,000 Building $137,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Forest Lakes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Forest Lakes Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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