Bay County property record for 331 Floyd Dr, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,814 sqft · built 1978 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Nov 2023) |
| Tax Bill | $4,060 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11634-140-000 |
| Primary APN | 11634-140-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,814 sqft Heated Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,814 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,074 sqft (0.369 acres) |
| Lot Dimensions | 134 ft deep x 120 ft wide |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 238 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 331 FLOYD DR |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF BELAIRE ESTATES LOT 22 BLK B ORB 4749 P 241 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | BELAIRE ESTATES |
| Legal Block | B |
| Legal Lot Number | 22 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1404 |
Source: Bay County records · APN 11634-140-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 331 FLOYD DR, LYNN HAVEN, FL 32444-4738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2023 | Warranty Deed, Transfer · VA Mortgage BAYWAY MORTGAGE GROUP |
| Oct 06, 2022 | Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Oct 06, 2022 · Amount on Record |
| Deed Document Number | 2023071551 |
| Deed Book / Page | 4749 / 241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 14, 2023 |
| Property Address | 331 FLOYD DR, LYNN HAVEN, FL 32444-4738 |
| Document Number | 0047490241 |
| Book / Page | 4749 / 241 |
| Map Reference | MB 11 PG 95 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 2023071551 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19211 PANAMA CITY BEACH PKWY # PKWY205, PKWY205, PANAMA CITY BEACH, FL 32413-8712 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 331 FLOYD DR, LYNN HAVEN, FL 32444-4738 |
| Document Number | 0004749243 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 4749/243 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 06, 2022 |
| Property Address | 331 FLOYD DR, LYNN HAVEN, FL 32444-4738 |
| Document Number | 0046180534 |
| Book / Page | 4618 / 534 |
| Map Reference | MB 11 PG 95 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022073660 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12108 HIGHWAY 77, SOUTHPORT, FL 32409-2281 |
| Name | Verified Name |
|---|---|
| Address | 221 WHITE OAKS BLVD, PANAMA CITY, FL 32409-2370 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,060.00 (+124.56%) | $269,885 (+136.87%) Land $57,036 Building $212,849 | $269,885 (+136.87%) Land $57,036 Building $212,849 |
| 2023 | $1,808.00 (+2,446.48%) | $113,937 (+8.71%) Land $52,380 Building $61,557 | $113,937 (+5.72%) Land $52,380 Building $61,557 |
| 2022 | $71.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $104,812 | $107,769 Land $43,068 Building $64,701 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 8 (1985–2018) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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