Macomb County property record for 331 Esplanade St, Mount Clemens, MI 48043
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,339 sqft · built 1953 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jun 2016) |
| Tax Bill | $4,928 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-11-23-152-001 |
| Primary APN | 05-11-23-152-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| 1st Floor Area | 1,339 sqft |
| Basement Area | 1,339 sqft |
| Unfinished Basement | 951 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Marblecrete |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 133 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 331 ESPLANADE ST |
|---|---|
| City | MOUNT CLEMENS |
| State | MI |
| Zip | 48043-6512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-A |
| Legal Description | SEMINOLE HEIGHTS SUB LOT 17; EXC S 67.37 FT. LIBER 23 PAGE 28. |
| Legal Subdivision | SEMINOLE HEIGHTS SUB |
| Legal Lot Number | 17 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MOUNT CLEMENS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 245300 |
331 Esplanade St is owned and occupied by two individuals who bought it in June 2016.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK |
| Nov 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2016 · Amount on File |
| Deed Sale | Jun 6, 2016 · Amount on File |
| Prior Sale | Jan 4, 2013 · Amount on File |
| Deed Document Number | 20166067806 |
| Deed Book / Page | 24065 / 308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Document Number | 2500107239 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 30412/943 |
| Instrument | 202500107239 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Document Number | 2200020142 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 28424/950 |
| Instrument | 202200020142 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 331 ESPLANADE ST, MOUNT CLEMENS, MI 48043-6512 |
| Document Number | 0000145517 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 27192/331 |
| Instrument | 2145517 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 331 Esplanade St was $4,928 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Mount Clemens City |
| Unified School District | Mount Clemens Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $146,500 (+1.81%) | $293,000 (+1.81%) | |
| 2025 | $4,928.00 Homeowner's exemption | $143,900 | $287,800 |
| 2023 | $111,300 | $222,600 | |
| 2022 | $4,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Esplanade St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 331 Esplanade St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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