331 Erma Ln, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 331 Erma Ln, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,557 sqft · built 1956
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Sep 2018)
Tax Bill	$3,349 (2024)
Deeds & Mortgages	Oct 2023 Sale Sep 2018 Sale + 1 more
APN	`05-00460-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`05-00460-0000-00001`
Alternative APN	`050046000001`

Interior

Stories	1 Story
Building Area	1,557 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	331 ERMA LN
City	CAPE MAY
State	NJ
Zip	08204-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L2
Legal Block	460
Legal Lot Number	1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	2
Census Block	2009
Census Tract	21702

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 SUNSET PL, PORT MONMOUTH, NJ 07758-1025
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed, Transfer
Sep 25, 2018	Grant Deed, Transfer SHORE TITLE
Sep 25, 2017	Deed of Trust, Mortgage · Line of Credit STURDY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Jun 25, 1996 · Amount on Record
Deed Document Number	201869099
Deed Book / Page	3814 / 469
Last Transfer Date	Aug 9, 2023
Transfer Doc	0000022009
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 6, 2023
Property Address	331 ERMA LN, CAPE MAY, NJ 08204-4934
Document Number	0000022009
Book / Page	D4136 / 692
Instrument Date	Aug 9, 2023
Instrument	2023022009
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 MONARCH CT, CAPE MAY, NJ 08204-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 SUNSET PL, PORT MONMOUTH, NJ 07758-1025

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Sep 25, 2018
Property Address	331 ERMA LN, CAPE MAY, NJ 08204-4934
Document Number	0038140469
Book / Page	003814 / 000469
Instrument Date	Sep 17, 2018
Instrument	69099
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$167.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12730 3RD ISLE HUDSON FL 346671990, HUDSON, FL 34667-1990

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	331 ERMA LN, CAPE MAY, NJ 08204-4934
Document Number	0059070624
Book / Page	005907 / 000624
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 ERMA LN CAPE MAY NJ 082044934, CAPE MAY, NJ 08204-4934

Mortgage

Document Number	0059070624
Date	Oct 10, 2017
Book Page	005907/000624
Instrument	31039

Lender

Name	STURDY SVGS BK
Type	Federal Savings Bank
Address	CAPE MAY COURT HOUSE, NJ 08210

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,600 (-) Land $90,000 Building $74,600	$164,600 (-) Land $90,000 Building $74,600
2025		$164,600 (-) Land $90,000 Building $74,600	$164,600 (-) Land $90,000 Building $74,600
2024	$3,349.00 (+4.72%)
2023		$164,600 (-) Land $90,000 Building $74,600	$164,600 (-) Land $90,000 Building $74,600
2022	$3,198.00 (+3.36%)	$164,600 Land $90,000 Building $74,600	$164,600 Land $90,000 Building $74,600
2021	$3,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2010–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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