Grays Harbor County property record for 331 Elma Gate Rd E, Oakville, WA 98568
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,226 sqft · built 1926 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jun 2024) |
| Tax Bill | $2,755 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 160433130030 |
| Primary APN | 160433130030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Foundation Type | Concrete |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 112,385 sqft (2.58 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 115 sqft |
| Street Address | 331 ELMA GATE RD E |
|---|---|
| City | OAKVILLE |
| State | WA |
| Zip | 98568-9614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | TAX 4 |
| Legal Range | 33 |
| Legal Township | 04 |
| Legal Section | 16 |
| Legal Block | 331 |
| Legal Lot Number | 130 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 1 |
| Census Block | 1158 |
| Census Tract | 700 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 1, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 · Amount on Record |
| Deed Sale | Jun 24, 2024 · Amount on Record |
| Prior Sale | Jul 1, 2020 · Amount on Record |
| Deed Document Number | 202454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 331 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0012190028 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022-12190028 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jul 1, 2020 |
| Property Address | 331 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Document Number | 0007010088 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020-07010088 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,312.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 ELMA GATE RD E, OAKVILLE, WA 98568-9614 |
| Document Number | 0007010089 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-07010089 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Number | 0007010090 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2020-07010090 |
| Name | WASHINGTON STATE HOUSING FIN COMMISSION |
|---|---|
| Type | Government Agency |
| Address | SEATTLE, WA 98104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Oakville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,755.00 (-10.32%) | ||
| 2025 | $3,072.00 (+18.34%) | $318,593 (-) Land $78,555 Building $240,038 | $318,593 (-) Land $78,555 Building $240,038 |
| 2024 | $2,596.00 | $318,593 Land $78,555 Building $240,038 | $318,593 Land $78,555 Building $240,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 64 (1990–2022) |
| Claims Outside the SFHA | 13 of 64 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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