331 Elm St, Reading, PA 19601 Property Records

Berks County property record for 331 Elm St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 3,060 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Sep 2022)
Tax Bill	$1,882 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-74-72-1040`

Property Details

APN / Parcel Number

Primary APN	`5307-74-72-1040`
Alternative APNs	`06-5307-74-72-1040` `6361975` `361975`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	6 Units
Stories	3 Stories
Building Area	3,060 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6361975
Street Address	331 ELM ST
City	HAMBURG
State	PA
Zip	19526-1432
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	21
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2007
Census Tract	1300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 CHELTENHAM DR, READING, PA 19610-3102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Commercial Mortgage TOMPKINS TRUST CO
Sep 27, 2022	Deed, Transfer SIGNATURE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	202238420
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	331 ELM ST, READING, PA 19601-3259
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CHELTENHAM DR, WYOMISSING, PA 19610-3102

Mortgage

Document Number	0000000745
Date	Jan 8, 2026
Instrument	2026000745

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company
Address	1240 BROADCASTING ROAD, WYOMISSING, PA 19610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 27, 2022
Property Address	331 ELM ST, READING, PA 19601-3259
Document Number	0000038420
Instrument Date	Sep 16, 2022
Instrument	2022038420
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CHETTENHAM DR, WYOMISSING, PA 19610

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,882.00 (+6.63%)	$66,700 (-) Land $8,000 Building $58,700	$8,000 (-88.01%) Land $8,000
2024	$1,765.00 (-39.45%)	$66,700 (-) Land $8,000 Building $58,700
2023	$2,915.00	$66,700 Land $8,000 Building $58,700
1994			$66,700 Land $8,000 Building $58,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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