331 Elm St, Perryville, MD 21903 Property Records

Cecil County property record for 331 Elm St, Perryville, MD 21903

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,082 sqft · built 1910
Lot Size	0.434 acres (18,905 sqft)
Owner	Individual Name on File
Last Sale	$266,000 (Sep 2022)
Tax Bill	$3,701 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-020236`

Property Details

APN / Parcel Number

Primary APN	`07-020236`
Alternative APNs	`7020236` `020236`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,082 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	18,905 sqft (0.434 acres)
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	020236
Street Address	331 ELM ST
City	PERRYVILLE
State	MD
Zip	21903-2689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	.434 ACRE 331 ELM STREET PERRYVILLE
Legal Subdivision	CHESAPEAKE ISLE
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	3
Census Block	3045
Census Tract	31202

Owner

331 Elm St is owned and occupied by an individual who bought it in September 2022.

Source: Cecil County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	331 ELM ST, PERRYVILLE, MD 21903-2689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST HOME MORTGAGE CORP
May 13, 2021	Deed, Transfer KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC
Apr 9, 2020	Grant Deed, Transfer ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC
Nov 21, 2019	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	May 13, 2021 · Amount on File
Deed Book / Page	5226 / 171
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 2, 2022
Property Address	331 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0052260171
Book / Page	5226 / 171
Instrument Date	Aug 18, 2022
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	331 ELM ST, PERRYVILLE, MD 21903-2689

Mortgage

Document Number	0005226201
Date	Sep 2, 2022
Instrument	5226-201

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0052260179
Date	Sep 2, 2022
Book Page	5226/179

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 13, 2021
Property Address	331 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0048790006
Book / Page	4879 / 6
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	577 WINDSONG DR, ABERDEEN, MD 21001-1835

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Apr 9, 2020
Property Address	331 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0045800221
Book / Page	004580 / 000221
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 DOCTOR JACK RD PORT DEPOSIT MD 219041127, PORT DEPOSIT, MD 21904-1127

November 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Nov 21, 2019
Property Address	331 ELM ST, PERRYVILLE, MD 21903-2689
Document Number	0045020439
Book / Page	004502 / 000439
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$147.09
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 331 Elm St was $3,701, up 7.2% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Perryville Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,701.00 (+7.24%)	$252,200 Land $65,100 Building $187,100	$252,200 Land $65,100 Building $187,100
2025	$3,451.00
2023	$2,251.00 (+2.5%)	$201,100 (+3.13%) Land $65,100 Building $136,000	$201,100 (-) Land $65,100 Building $136,000
2022	$2,196.00	$195,000	$201,100 Land $65,100 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Elm St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	143 units insured incl. 135 condo units
Nearby Flood Claims	9 (1978–2012)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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