331 Elderberry Way, Seneca, SC 29672 Property Records

Oconee County property record for 331 Elderberry Way, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,200 sqft · built 2017
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$1,320,000 (Aug 2023)
Tax Bill	$16,076 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-10-01-013`

Property Details

APN / Parcel Number

Primary APN	`150-10-01-013`
Alternative APN	`1071933`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	265 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1071933
Street Address	331 ELDERBERRY WAY
City	SENECA
State	SC
Zip	29672-0581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 THE COTTAGES AT RIVERBIRCH (0.605 AC)
Legal Subdivision	COTTAGES/RIVERBIRCH
Legal Lot Number	13
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2847 ALSTON DR SE, ATLANTA, GA 30317-3323
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Sep 21, 2017	Deed, Construction Loan · Construction Mortgage SOUTH STATE BANK
Jul 26, 2017	Grant Deed, Transfer · Line of Credit ALLEGACY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Sep 21, 2017
Deed Document Number	0000001946
Deed Book / Page	2973 / 230
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 18, 2023
Property Address	331 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0000001946
Book / Page	2973 / 230
Map Reference	MB B525 PG 4&5
Instrument Date	Aug 7, 2023
Instrument	1946
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,432.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2847 ALSTON DR SE, ATLANTA, GA 30317-3323

Mortgage

Document Number	0000001947
Date	Aug 18, 2023
Book Page	4479/260
Instrument	1947

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Sep 21, 2017
Property Address	331 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0000003611
Map Reference	MB B525 PG4-5
Instrument Date	Sep 19, 2017
Instrument	03611
Transaction Type	Construction Loan
Record Updated	Apr 22, 2022

Transaction

Tax	$780.70
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	624 E WALNUT ST APT 43, 43, INDIANAPOLIS, IN 46204-1669

Mortgage

Document Number	0000003612
Date	Sep 21, 2017
Instrument	03612

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.37%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 26, 2017
Property Address	331 ELDERBERRY WAY, SENECA, SC 29672-0581
Document Number	0000000997
Book / Page	002285 / 000225
Instrument Date	Jul 24, 2017
Instrument	997
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,530.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 S CALDWELL ST #220 CHARLOTTE NC 282033531, 220, CHARLOTTE, NC 28203-3531
Investor	Possibly a Property Investor

Mortgage

Document Number	1000
Date	Jul 26, 2017
Book Page	003631/000243
Instrument	1000

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114-6043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 25, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,076.00	$49,875 (+122.12%) Land $9,020 Building $40,855	$1,246,870 (+122.12%) Land $225,500 Building $1,021,370
2023		$22,454 (-) Land $8,200 Building $14,254	$561,342 (-) Land $205,000 Building $356,342
2022		$22,454 Land $8,200 Building $14,254	$561,342 Land $205,000 Building $356,342

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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