331 Edwards St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 331 Edwards St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,358 sqft · built 1958
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Oct 2014)
Tax Bill	$1,357 (2022)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1212500`

Property Details

APN / Parcel Number

Primary APN	`1212500`
Alternative APN	`20946`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,358 sqft Heated Area
Utility Area	264 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Area	320 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	63 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Forced Air

Location & Zoning

Account Number	20946
Street Address	331 EDWARDS ST
City	RUTHERFORDTON
State	NC
Zip	28139-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	GPIN:1519075811410000; RES EDWARDS ST
Legal Block	1
Legal Lot Number	4
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1007
Census Tract	960503

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 EDWARDS ST, RUTHERFORDTON, NC 28139-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2014 · Amount on Record
Deed Sale	Oct 14, 2014 · Amount on Record
Deed Document Number	0001093364
Deed Book / Page	1093 / 364
Record Updated	Jun 7, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	331 EDWARDS ST, RUTHERFORDTON, NC 28139-3117
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231554
Date	Jun 18, 2019
Book Page	2023/1554

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	331 EDWARDS ST, RUTHERFORDTON, NC 28139-3117
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020384172
Date	Nov 4, 2020
Book Page	2038/4172

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RUTHERFORDTON, NC 28139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$189,300 Land $10,000 Building $179,300	$189,300 Land $10,000 Building $179,300
2022	$1,357.00
2021	$1,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet, Verizon.

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