331 Eastern Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 331 Eastern Ave, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,066 sqft Living Area
Lot Size	18,730 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$475,000 (2022)
Tax Bill	$5,687.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0675-0001-0020`
Alternative APNs	`263001067500010020` `80844`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,066 sqft Living Area
Gross Area	2,946 sqft Gross Area
1st Floor	1,800 sqft 1st Floor
Upper Floors	266 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,730 sqft (0.43 acres)
Depth X Width	149 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Shed	1 Shed
Shed Area	36 sqft Shed
Porch Area	420 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	331 EASTERN AVE
City	SAINT CLOUD
State	FL
Zip	34769-2516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STACY ACRES PB 8 PG 154 LOTS 2 & 3 LESS S 35 FT
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	STACY ACRES
Legal Tract	675
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2032
Census Tract	43600

Owner

Source: Osceola County records · APN 01-26-30-0675-0001-0020

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	331 EASTERN AVE, SAINT CLOUD, FL 34769-2516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 06, 2022 · Amount on Record
Deed Sale	Oct 06, 2022 · Amount on Record
Prior Sale	Jul 07, 2010 · Amount on Record
Deed Doc Number	2022148568
Deed Book / Page	6295 / 2245
Prior Transfer Date	Aug 02, 2006
Prior Transfer Doc	0032360573
Record Refreshed	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 06, 2022
Property Address	331 EASTERN AVE, SAINT CLOUD, FL 34769-2516
Document Number	0062952245
Book / Page	6295 / 2245
Instrument Date	Oct 05, 2022
Instrument	2022148568
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 QUARTER MILE RD, SALEM, SC 29676-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	331 EASTERN AVE, SAINT CLOUD, FL 34769-2516

Mortgage

Document Number	0062952247
Date	Oct 06, 2022
Instrument	6295/2247

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,687.00 (+8.53%) Homeowner's exemption	$360,658 (+8.27%)	$382,600 (+14.86%) Land $72,000 Building $310,600
2023	$5,240.00 (+293.39%) Homeowner's exemption	$333,100 (+18.33%) Land $54,000 Building $279,100	$333,100 (+18.33%) Land $54,000 Building $279,100
2022	$1,332.00	$281,500 Land $48,000 Building $233,500	$281,500 Land $48,000 Building $233,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 820 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.