331 Earl Ave, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 331 Earl Ave, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,596 sqft · built 1920
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Oct 2020)
Tax Bill	$5,837 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`251201 38.31-1-62`

Property Details

APN / Parcel Number

Primary APN	`251201 38.31-1-62`
Alternative APNs	`120103803100010620000000` `INSIDE`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	532 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 EARL AVE
City	ONEIDA
State	NY
Zip	13421-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CONTRACT 1295
Legal Block	1
Legal Lot Number	62.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3000
Census Tract	30102

Owner

331 Earl Ave is owned and occupied by an individual who bought it in October 2020.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	331 EARL AVE, ONEIDA, NY 13421-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jan 12, 2007 · Amount on File
Deed Document Number	20205650
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Oct 26, 2020
Property Address	331 EARL AVE, ONEIDA, NY 13421-1915
Document Number	0000005650
Instrument Date	Oct 19, 2020
Instrument	5650
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SERRILT RD SHERRILL NY 13461, SHERRILL, NY 13461

Mortgage

Document Number	5651
Date	Oct 26, 2020
Instrument	5651

Lender

Name	HUNT MTG
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 331 Earl Ave was $5,837, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,837.00 (-1.49%)
2025	$5,925.00	$119,100 Land $9,900 Building $109,200	$167,746 Land $13,944 Building $153,802
2023		$119,100 (-) Land $9,900 Building $109,200	$156,711 (+9.21%) Land $13,026 Building $143,685
2022	$2,967.00	$119,100 Land $9,900 Building $109,200	$143,494 Land $11,928 Building $131,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 331 Earl Ave; there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Earl Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20