331 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 331 E Philip St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 980 sqft · built 1967
Lot Size	0.179 acres (7,830 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2021)
Tax Bill	$3,884 (2024)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-22-354-009`

Property Details

APN / Parcel Number

Primary APN	`7824-22-354-009`
Alternative APN	`120/04472-091-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	980 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	980 sqft
Basement Area	960 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,830 sqft (0.179 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	331 E PHILIP ST
City	DES MOINES
State	IA
Zip	50315-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 SCANDIA MAGNOLIA PARK PLAT 2
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 2
Legal Lot Number	31
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2013
Census Tract	4501

Owner

331 E Philip St is owned and occupied by an individual who bought it in October 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	331 E PHILIP ST, DES MOINES, IA 50315-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 8, 2021	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Nov 23, 2015 · Amount on File
Deed Document Number	2021-00106937
Deed Book / Page	18797 / 887
Record Updated	Jun 7, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	331 E PHILIP ST, DES MOINES, IA 50315-4118
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600068857
Date	Feb 13, 2017
Book Page	16373/0355
Instrument	2016-00068857

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 8, 2021
Property Address	331 E PHILIP ST, DES MOINES, IA 50315-4118
Document Number	0000106937
Book / Page	18797 / 887
Instrument Date	Sep 27, 2021
Instrument	2021-00106937
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 E PHILIP ST, DES MOINES, IA 50315-4118

Mortgage

Document Number	0000106939
Date	Oct 8, 2021
Instrument	2021-00106939

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,800 Land $38,600 Building $177,200	$215,800 Land $38,600 Building $177,200
2024	$3,884.00
2023		$193,500 Land $34,100 Building $159,400	$193,500 Land $34,100 Building $159,400
2020	$3,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 331 E Philip St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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