331 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 331 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	2,460 sqft · built 1992
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Sep 2023)
Tax Bill	$16,092 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00188-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-00188-0000-00010`
Alternative APNs	`0300265000000003A` `030018800010`

Interior

Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	2,460 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0300265000000003A
Street Address	331 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X118
Legal Subdivision	BOROUGH/BERGENFIELD
Legal Block	188
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	3
Census Block	3017
Census Tract	3100

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	331 E MAIN ST, BERGENFIELD, NJ 07621-2245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed, Transfer · ARM VISIONS FCU
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Feb 28, 2001 · Amount on Record
Deed Document Number	202362842
Deed Book / Page	5089 / 1421
Prior Transfer Date	Jan 30, 2001
Prior Transfer Doc	0835000445
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 25, 2023
Property Address	331 E MAIN ST, BERGENFIELD, NJ 07621-2245
Document Number	0050891421
Book / Page	5089 / 1421
Instrument Date	Sep 1, 2023
Instrument	2023062842
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,378.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 KOLORA CHASE, SMYRNA, GA 30082-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 E MAIN ST, BERGENFIELD, NJ 07621-2245

Mortgage

Document Number	2023062843
Date	Sep 25, 2023
Instrument	2023062843

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Max Rate	11%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	331 E MAIN ST, BERGENFIELD, NJ 07621-2245
Document Number	0028801971
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 E MAIN ST BERGENFIELD NJ 076212245, BERGENFIELD, NJ 07621-2245

Mortgage

Document Number	0028801971
Date	Mar 12, 2018
Book Page	002880/001971

Lender

Name	BANK OF AMERICA CALIFORNIA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,500 (-) Land $147,500 Building $283,000	$430,500 (-) Land $147,500 Building $283,000
2025	$16,092.00 (+5.99%)	$430,500 (-) Land $147,500 Building $283,000	$430,500 (-) Land $147,500 Building $283,000
2024	$15,183.00 (+5.07%)
2023		$430,500 (-) Land $147,500 Building $283,000	$430,500 (-) Land $147,500 Building $283,000
2022	$14,451.00 (+5.74%)	$430,500 Land $147,500 Building $283,000	$430,500 Land $147,500 Building $283,000
2021	$13,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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