331 E Hwy 92, Williamsburg, KY 40769 Property Records

Whitley County property record for 331 E Hwy 92, Williamsburg, KY 40769

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,728 sqft
Lot Size1.24 acres (54,389 sqft)
Owner2 Individual Names on File
Last Sale$154,000 (Dec 2024)
Tax Bill$541 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN111-30-00-030.00

Property Details

APN / Parcel Number

Primary APN111-30-00-030.00
Alternative APN
  • 134876

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area54,389 sqft (1.24 acres)
DrivewayGravel Driveway
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address331 E HIGHWAY 92
CityWILLIAMSBURG
StateKY
Zip40769-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description1 ST VNL HS & LT @ E HWY 9
JurisdictionWHITLEY KY
Township / Civil DivisionWILLIAMSBURG
Census Block Group3
Census Block3048
Census Tract920602

Owner

331 E Hwy 92 is owned by two individuals who bought it in December 2024.

Source: Whitley County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address84 NEW SHINER HILL RD, WILLIAMSBURG, KY 40769-9865
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2024 · Amount on File
Deed SaleDec 27, 2024 · Amount on File
Prior SaleAug 25, 2020 · Amount on File
Deed Document Number2024328581
Deed Book / Page584 / 176
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address331 E HIGHWAY 92, WILLIAMSBURG, KY 40769-1628
Transaction TypeMortgage
Record UpdatedMar 24, 2022
Title CompanyKY MTN LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2236 CAPITAL CIR NE 103, 103, TALLAHASSEE, FL 32308-8304

Mortgage

Document Number00M674/676
DateMay 18, 2021
Book PageM674/676
Instrument272903
Lender
NameFLORIDA STATE UNIVERSITY CU
TypeCredit Union
AddressTALLAHASSEE, FL 32318
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueApr 29, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 331 E Hwy 92 was $541.

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyWhitley County
MunicipalityWilliamsburg City
Unified School DistrictWilliamsburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$541.00$167,000$167,000
2023$353.00$105,000$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 E Hwy 92 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 E Hwy 92 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 79% of Kentucky
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITLEY CO WATER DISTRICT
serves 9,825 people · EPA ID KY1180468
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Total trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Zito Media.

Nearby Properties on E Hwy 92

Nearby Streets

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