331 E Chester St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 331 E Chester St, Kingston, NY 12401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,298 sqft · built 1900
Lot Size0.23 acres (10,032 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Mar 2022)
Tax Bill$7,644 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN510800 48.83-1-3

Property Details

APN / Parcel Number

Primary APN510800 48.83-1-3
Alternative APN
  • 044990.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,298 sqft Living Area
1st Floor Area689 sqft
2nd Floor Area609 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,032 sqft (0.23 acres)
Lot Dimensions152 ft deep x 66 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number044990.000
Street Address331 E CHESTER ST
CityKINGSTON
StateNY
Zip12401-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeT3N
Legal Block1
Legal Lot Number3.000
JurisdictionULSTER NY
Township / Civil DivisionKINGSTON
Census Block Group1
Census Block1018
Census Tract951800

Owner

331 E Chester St is owned by two individuals who bought it in March 2022.

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address325 E CHESTER ST, KINGSTON, NY 12401-3127
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed, Transfer · Stand-Alone First Mortgage
M & T BANK
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on File
Deed SaleMar 22, 2022 · Amount on File
Deed Document Number20225164
Deed Book / Page7030 / 273
Prior Transfer DateApr 22, 2011
Prior Transfer Doc0000005650
Record UpdatedOct 29, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionULSTER NY
Recording DateMar 22, 2022
Property Address331 E CHESTER ST, KINGSTON, NY 12401-3127
Document Number0000005164
Book / Page7030 / 273
Instrument DateMar 14, 2022
Instrument2022-5164
Transaction TypeTransfer
Record UpdatedOct 13, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 E CHESTER ST, KINGSTON, NY 12401-3127

Mortgage

Document Number0000005165
DateMar 22, 2022
Instrument2022-5165
Lender
NameM & T BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address331 E CHESTER ST, KINGSTON, NY 12401-3127
Document Number0000004217
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address331 E CHESTER ST KINGSTON NY 124013127, KINGSTON, NY 12401-3127

Mortgage

Document Number0000004217
DateMar 24, 2020
Book Page012027/000210
Instrument4217
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14240
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 23, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 331 E Chester St was $7,644.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
MunicipalityKingston City
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,644.00$140,000 Land $27,000 Building $113,000$297,872 Land $57,447 Building $240,425
2023$140,000 (-) Land $27,000 Building $113,000$229,508 (+14.75%) Land $44,262 Building $185,246
2022$140,000 Land $27,000 Building $113,000$200,000 Land $38,571 Building $161,429
2021$4,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 E Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 E Chester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON (CITY) WATER DISTRICT
serves 24,000 people · EPA ID NY5503374
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Archtop Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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