331 Defiance Ave, Findlay, OH 45840 Property Records

Hancock County property record for 331 Defiance Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1920
Lot Size	0.168 acres (7,301 sqft)
Owner	Company Name on Record
Last Sale	$59,900 (Jul 2010)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`1010-131-07-019.000`

Property Details

APN / Parcel Number

Primary APN	`1010-131-07-019.000`
Alternative APN	`560000189720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,290 sqft
2nd Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,301 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 DEFIANCE AVE
City	FINDLAY
State	OH
Zip	45840-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORYS DEFIANCE AVE ADD BLK 6 LOT 8
Legal Subdivision	CORYS DEFIANCE AVE ADD
Legal Block	6
Legal Lot Number	8
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1005
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	200 SUNSET DR, OTTOVILLE, OH 45876-8803
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2023	Warranty Deed, Transfer · Line of Credit THE FORT JENNINGS STATE BANK
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 16, 2021	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON MORTGAGE CO
Dec 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2010 · Amount on Record
Deed Sale	Jul 21, 2010 · Amount on Record
Prior Sale	Apr 15, 2010 · Amount on Record
Deed Document Number	20106637
Deed Book / Page	2381 / 1110
Last Transfer Date	Aug 11, 2023
Transfer Doc	02606/2694
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 13, 2023
Property Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523
Document Number	02606/2694
Book / Page	2606 / 2694
Instrument Date	Aug 11, 2023
Instrument	202300006852
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SUNSET DR, OTTOVILLE, OH 45876-8803

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 6, 2023
Property Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523
Document Number	02604/1369
Book / Page	2604 / 1369
Instrument Date	Jun 5, 2023
Instrument	202300004453
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523

Mortgage

Document Number	202300004454
Date	Jul 6, 2023
Instrument	202300004454

Lender

Name	THE FORT JENNINGS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 15, 2023
Property Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523
Document Number	02601/3426
Book / Page	2601 / 3426
Instrument Date	Mar 13, 2023
Instrument	202300001589
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 S MAIN ST, FINDLAY, OH 45840-2236

Mortgage

Document Number	202300001590
Date	Mar 15, 2023
Instrument	202300001590

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 16, 2021
Property Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523
Document Number	002590/698
Book / Page	2590 / 698
Instrument Date	Dec 13, 2021
Instrument	202100014393
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523

Mortgage

Document Number	202100014394
Date	Dec 16, 2021
Instrument	202100014394

Lender

Name	THE HUNTINGTON MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Dec 27, 2018
Property Address	331 DEFIANCE AVE, FINDLAY, OH 45840-3523
Document Number	02550/0828
Book / Page	2550 / 0828
Instrument Date	Dec 20, 2018
Instrument	201800010581
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 HILLCREST AVE, FINDLAY, OH 45840-4115

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 (+31.19%)	$55,090 (+52.01%) Land $6,150 Building $48,940	$157,380 (+52%) Land $17,560 Building $139,820
2024	$1,321.00 (-0.15%)	$36,240 (-) Land $4,040 Building $32,200
2023	$1,323.00 (+3.04%)	$36,240 (-) Land $4,040 Building $32,200
2022	$1,284.00 Homeowner's exemption	$36,240 Land $4,040 Building $32,200	$103,540 Land $11,550 Building $91,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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