331 Dearcop Dr, Rochester, NY 14624 Property Records

Monroe County and Gates Town property record for 331 Dearcop Dr, Rochester, NY 14624

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,093 sqft · built 1957
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2021)
Tax Bill	$6,190 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262600 119.12-1-7`

Property Details

APN / Parcel Number

Primary APN	`262600 119.12-1-7`
Alternative APNs	`26001191200001007000` `05258000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,093 sqft Living Area
1st Floor Area	1,093 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	231 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05258000000
Street Address	331 DEARCOP DR
City	ROCHESTER
State	NY
Zip	14624-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0094- 1-02 20000 AC DEARCOP L23 L58 P5
Legal Subdivision	RAPIDS TRACT
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	2
Census Block	2004
Census Tract	14302

Owner

331 Dearcop Dr is owned and occupied by an individual who bought it in April 2021.

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	331 DEARCOP DR, ROCHESTER, NY 14624-1732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 23, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WELLS FARGO BANK NA
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Deed Document Number	20211309
Deed Book / Page	12491 / 118
Prior Transfer Date	Apr 23, 2019
Prior Transfer Doc	0000000821
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	331 DEARCOP DR, ROCHESTER, NY 14624-1732
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MANHATTAN SQUARE DR 6W, 6W, ROCHESTER, NY 14607-3987

Mortgage

Document Number	0000000281
Date	Jan 7, 2022
Book Page	29687/102
Instrument	202201070281

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	331 DEARCOP DR, ROCHESTER, NY 14624-1732
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 DEAROOP DRIVE, ROCHESTER, NY 14624

Mortgage

Document Number	0000000562
Date	Apr 23, 2021
Book Page	29165/562
Instrument	202104231311

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 23, 2021
Property Address	331 DEARCOP DR, ROCHESTER, NY 14624-1732
Document Number	0000000118
Book / Page	12491 / 118
Map Reference	LB 58 PG 4
Instrument Date	Mar 16, 2021
Instrument	202104231309
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	331 DEARCOP DR, 331, ROCHESTER, NY 14624-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 DEARCOP DR, ROCHESTER, NY 14624-1732

Mortgage

Document Number	202104231310
Date	Apr 23, 2021
Instrument	202104231310

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 331 Dearcop Dr was $6,190, down 1% from the year before.

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,190.00 (-0.99%)
2025	$6,252.00	$188,600 Land $37,100 Building $151,500	$188,600 Land $37,100 Building $151,500
2023		$130,900 (-) Land $25,900 Building $105,000	$157,700 (+9.67%) Land $31,203 Building $126,497
2022		$130,900 Land $25,900 Building $105,000	$143,800 Land $28,452 Building $115,348
2021	$5,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Dearcop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Dearcop Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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