331 Culloden Rd, Iron Station, NC 28080 Property Records

Lincoln County property record for 331 Culloden Rd, Iron Station, NC 28080

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 5,097 sqft · built 2023
Lot Size11 acres (481,904 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Dec 2020)
Tax Bill$13,242 (2026)
Deeds & MortgagesOct 2022 Construction Loan
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3692-05-9486

Property Details

APN / Parcel Number

Primary APN3692-05-9486
Alternative APNs
  • 369200059486
  • 282374
  • 293738
  • 72283

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms18 Rooms
Stories1 Story
Building Area5,097 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCustom Design
Lot Area481,904 sqft (11 acres)
Pool Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number293738
Street Address331 CULLODEN RD
CityIRON STATION
StateNC
Zip28080-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T
Legal Description#5 MAPLE GROVE
Legal SubdivisionMAPLE GROVE SUBDIVISION
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2002
Census Tract71002

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address331 CULLODEN RD, IRON STATION, NC 28080-9522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Intrafamily Transfer, Transfer · Construction Mortgage
TRUIST BANK
Oct 25, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BK
Feb 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleOct 2, 2020 · Amount on Record
Deed Document Number2020622644
Deed Book / Page2990 / 717
Last Transfer DateOct 25, 2022
Transfer Doc0003206761
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLINCOLN NC
Recording DateOct 25, 2022
Property Address331 CULLODEN RD, IRON STATION, NC 28080-9522
Document Number0003206761
Book / Page3206 / 761
Map ReferenceMB H PG 169,170&191
Instrument DateOct 25, 2022
Instrument659593
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11310 CANOE COVE LN, HUNTERSVILLE, NC 28078-2328

Transferred To (Grantee/Buyer)

NameVerified Name
Address11310 CANOE COVE LN, HUNTERSVILLE, NC 28078-2328

Mortgage

Document Number0000659594
DateOct 25, 2022
Instrument659594
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.71%
Type Change DateNov 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change8.71%
IndexOther
Margin3
Max Rate8.71%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateOct 25, 2018
Property Address331 CULLODEN RD, IRON STATION, NC 28080-9522
Document Number2777961
Book / Page002777 / 000961
Instrument DateOct 24, 2018
Instrument584811
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address241 VILLAGE GLEN WAY MT HOLLY NC 281209258, MT HOLLY, NC 28120-9258

Mortgage

Document Number2777963
DateOct 25, 2018
Book Page002777/000963
Instrument584812
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateFeb 27, 2018
Property Address331 CULLODEN RD, IRON STATION, NC 28080-9522
Document Number2726137
Book / Page002726 / 000137
Instrument DateFeb 27, 2018
Instrument574659
Transaction TypeTransfer
Record UpdatedMar 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1538 TRIANGLE CIR DENVER NC 280378033, DENVER, NC 28037-8033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,242.00$2,169,288 (-) Land $305,335 Building $1,863,953$2,169,288 (-) Land $305,335 Building $1,863,953
2025$13,242.00 (+640.6%)$2,169,288 (+629.58%) Land $305,335 Building $1,863,953$2,169,288 (+629.58%) Land $305,335 Building $1,863,953
2023$1,788.00$297,335 Land $297,335$297,335 Land $297,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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