331 Crestfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 331 Crestfield Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,748 sqft · built 2023
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Dec 2023)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T230500157`

Property Details

APN / Parcel Number

Primary APN	`T230500157`
Alternative APN	`5-116B-D247-00-0070.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Basement Area	684 sqft

Exterior

Year Built	Built 2023
Exterior Material	Brick/Stone
Lot Area	5,097 sqft (0.117 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T230500157
Street Address	331 CRESTFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE MEADOWS LOT 70
Legal Subdivision	CHARLESTOWNE MEADOWS
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2001
Census Tract	310201

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	331 CRESTFIELD CT, SAINT CHARLES, MO 63301-4940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Dec 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	0202350901
Deed Book / Page	2023 / 50901
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	331 CRESTFIELD CT, SAINT CHARLES, MO 63301-4940
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CRESTFIELD CT, SAINT CHARLES, MO 63301-4940

Mortgage

Document Number	0000046784
Date	Oct 21, 2025
Instrument	2025R-046784

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 15, 2023
Property Address	331 CRESTFIELD CT, SAINT CHARLES, MO 63301-4940
Document Number	0000050901
Map Reference	DOC 2022R-032801
Instrument Date	Dec 14, 2023
Instrument	2023R-050901
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CRESTFIELD CT, SAINT CHARLES, MO 63301-4940

Mortgage

Document Number	0000050902
Date	Dec 15, 2023
Instrument	2023R-050902

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00	$66,739 (+538.65%)	$351,256 (+538.65%) Land $61,050 Building $290,206
2023		$10,450	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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