331 Creekside Ln, Pelham, AL 35124 Property Records

Shelby County property record for 331 Creekside Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,620 sqft · built 2007
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Aug 2026)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`137261006010000`

Property Details

APN / Parcel Number

Primary APN	`137261006010000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	93 ft deep x 66.7 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	331 CREEKSIDE LN
City	PELHAM
State	AL
Zip	35124-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 08 HOLLAND LAKES R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	HOLLAND LAKES SEC 2 PH 2
Legal Lot Number	157
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1005
Census Tract	30341

Owner

Source: Shelby County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 11, 2020	Deed of Trust, Mortgage · Line of Credit HUD-HOUSING/URBAN DEV
Mar 11, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Feb 14, 2007 · Amount on Record
Deed Document Number	2026252570
Prior Transfer Date	Apr 2, 2026
Prior Transfer Doc	0000100890
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 5, 2026
Property Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000252570
Instrument Date	Jul 30, 2026
Instrument	2026252570
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,229.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982

Mortgage

Document Number	0000252580,
Date	Aug 5, 2026
Instrument	2026252580

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 6, 2026
Property Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000100890
Instrument Date	Apr 2, 2026
Instrument	2026100890
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000103440
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 CREEKSIDE LN PELHAM AL 351243982, PELHAM, AL 35124-3982

Mortgage

Document Number	0000103440
Date	Mar 16, 2020
Instrument	103440

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	912 Months
Due	Mar 15, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.68%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	331 CREEKSIDE LN, PELHAM, AL 35124-3982
Document Number	0000103430
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	331 CREEKSIDE LN PELHAM AL 351243982, PELHAM, AL 35124-3982

Mortgage

Document Number	0000103430
Date	Mar 16, 2020
Instrument	103430

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Mar 15, 2096

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00	$31,660 (+7.39%)	$316,500 (+7.36%) Land $65,000 Building $251,500
2023	Homeowner's exemption Senior Citizen's exemption	$29,480	$294,800 Land $65,000 Building $229,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	11 (2014–2021)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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