Franklin County property record for 331 Cook St, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,336 sqft · built 1984 |
| Lot Size | 0.314 acres (13,707 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $923 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 29-09S-06W-7315-0076-0120 |
| Primary APN | 29-09S-06W-7315-0076-0120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| Gross Area | 1,392 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,707 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 112 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 331 COOK ST |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328-2455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 5 BL 76 LOT 12 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Block | 76 |
| Legal Lot Number | 12 |
| Legal Unit | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970304 |
331 Cook St is owned and occupied by an individual.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 COOK ST, SAINT GEORGE ISLAND, FL 32328-2455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 331 Cook St was $923 with exemptions applied, up 2.8% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $923.00 (+2.78%) Homeowner's exemption Widower's exemption | $133,527 (+2.9%) | $460,952 (-4.99%) Land $250,000 Building $210,952 |
| 2024 | $898.00 (+0.56%) Homeowner's exemption Widower's exemption | $129,764 (+3%) | $485,153 (+8.19%) Land $250,000 Building $235,153 |
| 2023 | $893.00 (-3.56%) Homeowner's exemption Widower's exemption | $125,984 (+3%) | $448,422 (+2.52%) Land $250,000 Building $198,422 |
| 2022 | $926.00 Homeowner's exemption Widower's exemption | $122,315 | $437,393 Land $250,000 Building $187,393 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 331 Cook St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 331 Cook St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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