331 Commerce St, Gulfport, MS 39507 Property Records

Harrison County property record for 331 Commerce St, Gulfport, MS 39507

Property Summary

Property Type	Single Family Home
Details	872 sqft · built 1942
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$456 (2025)
Deeds & Mortgages	Oct 2025 Sale Jul 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0910J-01-020.001`

Property Details

APN / Parcel Number

Primary APN	`0910J-01-020.001`
Alternative APN	`098713`

Interior

Building Area	872 sqft Adjusted Area
1st Floor Area	798 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	098713
Street Address	331 COMMERCE ST
City	GULFPORT
State	MS
Zip	39507-3249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 133 FT W OF INTER S R/W COMMERCE ST & 2 R/W COURTHOUSE RD W 50 FT S 100 FT E 50 FT N 100 FT TO POB IN NW1/4 SEC 36-7-11
Legal Range	11
Legal Township	07
Legal Section	36
Legal Subdivision	LIFE ESTATE
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	1703

Owner

331 Commerce St is owned and occupied by an individual who acquired it in October 2025.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer
Jul 22, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 6, 2019	Warranty Deed, Transfer
May 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025
Deed Sale	Oct 29, 2025
Prior Sale	Jul 22, 2022
Deed Document Number	2025-0023790-D-J1
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Oct 29, 2025
Property Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Document Number	20250023790DJ1
Instrument Date	Oct 29, 2025
Instrument	2025-0023790-D-J1
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9724 W OAKLAWN RD, BILOXI, MS 39532-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COMMERCE ST, GULFPORT, MS 39507-3249

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jul 22, 2022
Property Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Document Number	20220018477DJ1
Instrument Date	Jul 6, 2022
Instrument	2022-0018477-D-J1
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31538 WATERSTONE DR, ROCKY MOUNT, MO 65072-2954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Investor	Possibly a Property Investor

Mortgage

Document Number	20220018478TJ1
Date	Jul 22, 2022
Instrument	2022-0018478-T-J1

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 6, 2019
Property Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Document Number	20190002932DJ1
Instrument Date	May 3, 2019
Instrument	2019-0002932-D-J1
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5021 GARDENIA HILL RD, PERKINSTON, MS 39573-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 APRIL LN, APOPKA, FL 32712-3710
Investor	Possibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON MS
Recording Date	May 16, 2017
Property Address	331 COMMERCE ST, GULFPORT, MS 39507-3249
Document Number	20170003057DJ1
Instrument Date	May 8, 2017
Instrument	2017-0003057-D-J1
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 COURTHOUSE RD, GULFPORT, MS 39507-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5021 GARDENIA HILL RD, PERKINSTON, MS 39573-4081

Tax Assessment & Valuation

The 2025 property tax bill for 331 Commerce St was $456 with exemptions applied, down 27.7% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Gulfport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$456.00 (-27.73%) Homeowner's exemption Disabled Person's exemption	$5,002	$50,022 Land $9,660 Building $40,362
2024	$631.00 (+65.62%)
2023	$381.00 (-53.25%) Homeowner's exemption Disabled Person's exemption	$4,021	$40,212 Land $9,660 Building $30,552
2022	$815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Commerce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 135 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	5 (2005–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Commerce St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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