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331 Columbia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 331 Columbia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,284 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2021)
Tax Bill$3,439.00 (2025)

Property Details

APN / Parcel Number

Primary APN79827
Alternative APN
  • 012630000103910075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,284 sqft Heated Area
Gross Area1,946 sqft Gross Area
1st Floor1,164 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width138 ft x 62.5 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area440 sqft Garage

Exterior Amenities

Pool Area200 sqft Pool
FenceFence
Deck Area232 sqft Deck
PorchEnclosed Porch
Porch Area342 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79827
Street Address331 COLUMBIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2648
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEFRONT ADDN PB B PGS 61-64 BLK 391 N 62.5 FT OF S 187.5 FT OF BLK 391 LESS E 138.41 FT THEREOF 3/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block391
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3006
Census Tract43400

Owner

Source: Osceola County records · APN 79827

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address331 COLUMBIA AVE, SAINT CLOUD, FL 34769-2648
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 11, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2021 · Amount on Record
Deed SaleFeb 11, 2021 · Amount on Record
Prior SaleJun 25, 1998
Deed Doc Number2021019919
Deed Book / Page5889 / 807
Record RefreshedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address331 COLUMBIA AVE, SAINT CLOUD, FL 34769-2648
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052950005
DateMar 02, 2018
Book Page5295/0005
Instrument2018035809
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 11, 2021
Property Address331 COLUMBIA AVE, SAINT CLOUD, FL 34769-2648
Document Number0058890807
Book / Page5889 / 807
Map ReferenceMB B PG 61-64
Instrument DateFeb 03, 2021
Instrument2021019919
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNOT AVAILABLE, SUSAN GONZALEZ NONA TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2215 NEISH AVE, 2215, ALIQUIPPA, PA 15001-1721

Transferred To (Grantee/Buyer)

NameVerified Name
Address1900 KETTLE CREEK DR, SAINT CLOUD, FL 34769-1846

Mortgage

Document Number0005889809
DateFeb 11, 2021
Instrument5889/809
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,439.00 (+6.34%) Homeowner's exemption$235,034 (+5.99%)$279,700 (+12.15%) Land $46,800 Building $232,900
2023$3,234.00 (+3.65%) Homeowner's exemption$221,759 (+3%)$249,400 (+15.84%) Land $42,500 Building $206,900
2022$3,120.00 Homeowner's exemption$215,300 Land $38,200 Building $177,100$215,300 Land $38,200 Building $177,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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