331 Co Rte 25, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 331 Co Rte 25, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1992
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Jul 2004)
Tax Bill	$3,961 (2026)
Deeds & Mortgages	Jun 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354200 183.00-05-18.02`

Property Details

APN / Parcel Number

Primary APN	`354200 183.00-05-18.02`
Alternative APN	`420018300000050180200000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	331 COUNTY ROUTE 25
City	OSWEGO
State	NY
Zip	13126-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	5
Legal Lot Number	18.020
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1029
Census Tract	21401

Owner

331 Co Rte 25 is owned and occupied by an individual who bought it in July 2004.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	331 COUNTY ROUTE 25, OSWEGO, NY 13126-6578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2004 · Amount on File
Deed Sale	Jul 29, 2004 · Amount on File
Deed Book / Page	2004 / 10422
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	331 COUNTY ROUTE 25, OSWEGO, NY 13126-6578
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2356 COUNTY ROUTE 8, OSWEGO, NY 13126-6542

Mortgage

Document Number	0000005070
Date	Jun 19, 2023
Instrument	R-2023-005070

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 331 Co Rte 25 was $3,961, up 11.2% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,961.00 (+11.23%)
2025	$3,561.00	$97,900 Land $24,200 Building $73,700	$160,492 Land $39,672 Building $120,820
2023		$97,000 Land $24,200 Building $72,800	$140,580 Land $35,073 Building $105,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Co Rte 25 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Co Rte 25 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rte 25

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