331 Clearwater Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 331 Clearwater Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,387 sqft · built 2006
Lot Size	2.08 acres (90,605 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Sep 2006)
Tax Bill	$1,134 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087-00-057.01`

Property Details

APN / Parcel Number

Primary APN	`0087-00-057.01`
Alternative APNs	`00870 00 057.01` `78160`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	2,603 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,605 sqft (2.08 acres)
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	78160
Street Address	331 CLEARWATER DR
City	LANCASTER
State	SC
Zip	29720-7524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	JOHNNY JONES ESTATE
Legal Block	3
Legal Lot Number	3
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2006
Census Tract	10600

Owner

Source: Lancaster County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 CLEARWATER DR, LANCASTER, SC 29720-7524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY WRKS ND
Dec 19, 2025	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 18, 2022	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit ARROWPOINTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2006 · Amount on Record
Deed Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	200611799
Deed Book / Page	353 / 283
Prior Transfer Date	Sep 9, 2003
Prior Transfer Doc	0000008606
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jul 9, 2026
Property Address	331 CLEARWATER DR, LANCASTER, SC 29720-7524
Document Number	0000009804
Book / Page	5627 / 280
Instrument Date	Jul 8, 2026
Instrument	20269804
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000009804,
Date	Jul 9, 2026
Book Page	5627/280
Instrument	20269804

Lender

Name	COMMUNITY WRKS ND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2031

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	331 CLEARWATER DR, LANCASTER, SC 29720-7524
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017210
Date	Dec 19, 2025
Book Page	5487/294
Instrument	2025017210

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	331 CLEARWATER DR, LANCASTER, SC 29720-7524
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011765
Date	Jul 18, 2022
Book Page	4788/193
Instrument	2022011765

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	331 CLEARWATER DR, LANCASTER, SC 29720-7524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016989
Date	Nov 7, 2019
Book Page	3856/001
Instrument	2019016989

Lender

Name	ARROWPOINTE FCU
Type	Credit Union
Address	LANCASTER, SC 29721

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 6, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,624 (+43.18%) Land $980 Building $9,644	$265,600 (+43.18%) Land $24,500 Building $241,100
2023	$1,134.00	$7,420 Land $864 Building $6,556	$185,500 Land $21,600 Building $163,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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