331 Clay Hill Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 331 Clay Hill Rd, Cape Neddick, ME 03902

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,980 sqft · built 2005
Lot Size3.01 acres (131,116 sqft)
Owner2 Individual Names on File
Last Sale$387,500 (Oct 2014)
Tax Bill$11,020 (2025)
Deeds & MortgagesDec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM:099 B:085-G

Property Details

APN / Parcel Number

Primary APNM:099 B:085-G
Alternative APNs
  • YORK M:0099 B:0085-G
  • 009084
  • 9084

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area3,980 sqft Living Area
Gross Area7,900 sqft
1st Floor Area832 sqft
AtticAttic
Attic Area754 sqft
Basement Area702 sqft
Unfinished Basement702 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area131,116 sqft (3.01 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number9084
Street Address331 CLAY HILL RD
CityCAPE NEDDICK
StateME
Zip03902-7941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block85-G
JurisdictionYORK ME
Township / Civil DivisionYORK
Census Block Group4
Census Block4002
Census Tract36002

Owner

331 Clay Hill Rd is owned and occupied by two individuals who bought it in October 2014.

Source: York County and York Town records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address331 CLAY HILL RD, CAPE NEDDICK, ME 03902-7941
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2014 · Amount on File
Deed SaleOct 31, 2014 · Amount on File
Deed Document Number201444673
Deed Book / Page16916 / 774
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK ME
Property Address331 CLAY HILL RD, CAPE NEDDICK, ME 03902-7941
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184860927
DateDec 14, 2020
Book Page18486/927
Instrument2020064498
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 331 Clay Hill Rd was $11,020, up 6.1% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionYork Town
Unified School DistrictYork (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,020.00 (+6.09%)$1,335,700 (+8.01%) Land $343,700 Building $992,000
2024$10,387.00 (+3.26%)$1,236,600 (+3.88%) Land $343,700 Building $892,900
2023$10,059.00 (+8.3%)$1,190,400 (+9.58%) Land $286,400 Building $904,000$1,046,900
2022$9,288.00$1,086,300 Land $261,400 Building $824,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Clay Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims6 (2006–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Clay Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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