331 Cheval Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 331 Cheval Dr, Gallatin, TN 37066

Property Summary

Property Type	Townhouse
Details	4 ba · 1,945 sqft · built 2022
Owner	Individual Name on File
Last Sale	$404,680 (Sep 2022)
Tax Bill	$1,354 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083124G C 03600`

Property Details

APN / Parcel Number

Primary APN	`083124G C 03600`
Alternative APN	`124G C 03600`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,945 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	331 CHEVAL DR
City	GALLATIN
State	TN
Zip	37066-4932
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PB33 PG254 LT86
Legal Subdivision	NEWMANS CROSSING
Legal Lot Number	86
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1015
Census Tract	20501

Owner

331 Cheval Dr, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Sumner County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 CHEVAL DR, GALLATIN, TN 37066-4932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Deed Document Number	1431220
Deed Book / Page	6042 / 667
Record Updated	Jun 8, 2026

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 29, 2022
Property Address	331 CHEVAL DR, GALLATIN, TN 37066-4932
Document Number	0060420667
Book / Page	6042 / 667
Map Reference	MB 33 PG 254
Instrument Date	Sep 28, 2022
Instrument	1431220
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TITLE COMPANY TN DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,497.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CHEVAL DR, GALLATIN, TN 37066-4932

Mortgage

Document Number	0006042670
Date	Sep 29, 2022
Instrument	6042/670

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 331 Cheval Dr was $1,354.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,354.00	$95,250 Land $17,500 Building $77,750
2024			$381,000 Land $70,000 Building $311,000
2023	$2,009.00 (+424.54%)	$65,825 (-) Land $12,500 Building $53,325
2022	$383.00	$65,825 Land $12,500 Building $53,325
2021			$263,300 Land $50,000 Building $213,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Cheval Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (2010–2024)
Claims Outside the SFHA	9 of 13
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Cheval Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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