Cherokee County property record for 331 Chestnut Ridge Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,710 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (May 2018) |
| Tax Bill | $583 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005817-23-3 |
| Primary APN | 005817-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,710 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 571 ft deep x 9 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 1200000010000 60371589 |
|---|---|
| Street Address | 331 CHESTNUT RIDGE RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 331 CHESTNUT RIDGE RD FM CYNTHIA BELL $125000 FKA HAMRICK & COOPER |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970501 |
331 Chestnut Ridge Rd is owned and occupied by an individual who acquired it in May 2018.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 331 CHESTNUT RIDGE RD, GAFFNEY, SC 29340-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 24, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on File |
| Deed Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 0001032237 |
| Deed Book / Page | 103 / 2237 |
| Last Transfer Date | May 24, 2018 |
| Transfer Doc | 0001032237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 331 CHESTNUT RIDGE RD, GAFFNEY, SC 29340-4905 |
| Document Number | 0001250961 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 331 CHESTNUT RIDGE RD GAFFNEY SC 293404905, GAFFNEY, SC 29340-4905 |
| Document Number | 0001250961 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 000125/000961 |
| Instrument | 4133 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | May 24, 2018 |
| Property Address | 331 CHESTNUT RIDGE RD, GAFFNEY, SC 29340-4905 |
| Document Number | 0001032237 |
| Book / Page | 000103 / 002237 |
| Instrument Date | May 23, 2018 |
| Instrument | 2539 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 CHESTNUT RIDGE RD GAFFNEY SC 293404905, GAFFNEY, SC 29340-4905 |
| Document Number | 1032239 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 000103/002239 |
| Instrument | 2540 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2048 |
The 2025 property tax bill for 331 Chestnut Ridge Rd was $583.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583.00 | $4,440 Land $400 Building $4,040 | $111,100 Land $10,000 Building $101,100 |
| 2023 | $493.00 | $4,440 Land $400 Building $4,040 | $111,100 Land $10,000 Building $101,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 331 Chestnut Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 331 Chestnut Ridge Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRAYTONVILLE WATER DIST serves 5,456 people · EPA ID SC1120003 |
|---|---|
| Water Source | Purchased surface water from GAFFNEY BPW |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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