331 Chestnut Ln, Versailles, KY 40383 Property Records

Woodford County property record for 331 Chestnut Ln, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1995
Owner	Individual Name on File
Last Sale	$292,000 (Oct 2025)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-4024-027-00`

Property Details

APN / Parcel Number

Primary APN	`30-4024-027-00`
Alternative APNs	`25276` `34928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	34928
Street Address	331 CHESTNUT LN
City	VERSAILLES
State	KY
Zip	40383-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Legal Subdivision	LANES VIEW
Legal Lot Number	106
Legal Unit	3
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	1
Census Block	1000
Census Tract	50104

Owner

331 Chestnut Ln is owned and occupied by an individual who bought it in October 2025.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	331 CHESTNUT LN, VERSAILLES, KY 40383-9777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · USDA Mortgage STOCKTON MORTGAGE CORP
Aug 16, 2022	Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	283590
Deed Book / Page	D355 / 299
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Oct 6, 2025
Property Address	331 CHESTNUT LN, VERSAILLES, KY 40383-9777
Document Number	00D355/299
Book / Page	D355 / 299
Map Reference	CAB C SL 49
Instrument Date	Oct 3, 2025
Instrument	283590
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 SQUIRES RD # 1010, 1010, LEXINGTON, KY 40515-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CHESTNUT LN, VERSAILLES, KY 40383-9777
Mail Care Of	JAMES SAMUEL DAVIS AND TARA RAINES

Mortgage

Document Number	0000283596
Date	Oct 6, 2025
Instrument	283596

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WOODFORD KY
Recording Date	Aug 16, 2022
Property Address	331 CHESTNUT LN, VERSAILLES, KY 40383-9777
Document Number	0000D336/8
Book / Page	D336 / 8
Map Reference	CAB C SL 49
Instrument Date	Aug 16, 2022
Instrument	152012
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	331 CHESTNUT LN, VERSAILLES, KY 40383-9777

Mortgage

Document Number	0000152015
Date	Aug 16, 2022
Instrument	152015

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 331 Chestnut Ln was $2,556, down 5.1% from the year before.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (-5.09%)	$260,200 (-)	$260,200 (-)
2024	$2,693.00 (-3.27%)	$260,200 (-)	$260,200 (-)
2023	$2,784.00	$260,200	$260,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Chestnut Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Chestnut Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NE WOODFORD CO WATER DISTRICT serves 2,644 people · EPA ID KY1200310
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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