331 Chester Way, Elko, NV 89801 Property Records

Elko County property record for 331 Chester Way, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,237 sqft · built 2015
Lot Size2.62 acres (114,476 sqft)
Owner2 Individual Names on File
Last Sale$425,500 (Sep 2015)
Tax Bill$5,334 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN083-002-026

Property Details

APN / Parcel Number

Primary APN083-002-026
Alternative APN
  • 083-002-025

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,237 sqft Living Area
Gross Area5,473 sqft
1st Floor Area2,237 sqft
Basement Area2,230 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area114,476 sqft
Garage TypeAttached
Garage Area1,006 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address331 CHESTER WAY
CityELKO
StateNV
Zip89801-9566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionPARCEL 1 MAP FILE 689580,LOCATED IN,MDB&M,FORMERLY ASSESSED UNDER 083-002-025
Legal Range55E
Legal Township34N
Legal Section07
Legal SubdivisionCRESTVIEW SUBDIVISION
Legal Block2
Legal Lot Number1
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2004
Census Tract950701

Owner

331 Chester Way is owned and occupied by two individuals who bought it in September 2015.

Source: Elko County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address331 CHESTER WAY, ELKO, NV 89801-9566
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2015 · Amount on File
Deed SaleSep 23, 2015 · Amount on File
Prior SaleMar 20, 2015 · Amount on File
Deed Document Number2015702935
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address331 CHESTER WAY, ELKO, NV 89801-9566
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000781773
DateJan 29, 2021
Instrument781773
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 331 Chester Way was $5,334, down 1.6% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,334.00 (-1.64%)$199,205 (-1.65%) Land $25,524 Building $173,681$569,157 (-1.65%) Land $72,926 Building $496,231
2025$5,423.00$202,554 Land $25,524 Building $177,030$578,726 Land $72,926 Building $505,800
2023$4,772.00 (+8.01%)$190,414 (+15.41%) Land $25,524 Building $164,890$544,040 (+15.41%) Land $72,926 Building $471,114
2022$4,418.00$164,994 Land $25,524 Building $139,470$471,412 Land $72,926 Building $398,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 331 Chester Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 331 Chester Way is extreme, ranking above 98.3% of the US, with a 4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.3% of the US · above 94% of Nevada
Wildfire Likelihood4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Rise Broadband.

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