331 Cheryl Dr, Toms River, NJ 08753 Property Records

Ocean County and Toms River Township property record for 331 Cheryl Dr, Toms River, NJ 08753

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,215 sqft · built 2015
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2017)
Tax Bill	$13,859 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-00297-04-00019`

Property Details

APN / Parcel Number

Primary APN	`08-00297-04-00019`
Alternative APN	`0800297000400019`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,215 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	331 CHERYL DR
City	TOMS RIVER
State	NJ
Zip	08753-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100 20
Legal Subdivision	SILVER BAY POINT FINAL
Legal Block	297.4
Legal Lot Number	19
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1005
Census Tract	722402

Owner

331 Cheryl Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 CHERYL DR, TOMS RIVER, NJ 08753-2435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jul 24, 2017	Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2017 · Amount on File
Deed Sale	Jul 24, 2017 · Amount on File
Prior Sale	Dec 17, 2007 · Amount on File
Deed Document Number	201775089
Deed Book / Page	16810 / 1271
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	331 CHERYL DR, TOMS RIVER, NJ 08753-2435
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0171630865
Date	Jul 2, 2018
Book Page	17163/865
Instrument	2018064182

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 24, 2017
Property Address	331 CHERYL DR, TOMS RIVER, NJ 08753-2435
Document Number	0168101271
Book / Page	16810 / 1271
Instrument Date	Jul 17, 2017
Instrument	2017075089
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,920.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 CHERYL DR, TOMS RIVER, NJ 08753-2435

Mortgage

Document Number	2017075090
Date	Jul 24, 2017
Instrument	2017075090

Lender

Name	LAND HOME FINANCIAL SVCS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 331 Cheryl Dr was $13,859, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$708,900 (-) Land $255,000 Building $453,900	$708,900 (-) Land $255,000 Building $453,900
2025	$13,859.00 (+7.3%)	$708,900 Land $255,000 Building $453,900	$708,900 Land $255,000 Building $453,900
2024	$12,916.00
2023		$708,900 Land $255,000 Building $453,900	$708,900 Land $255,000 Building $453,900
2022	$11,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 331 Cheryl Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 301 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	301 in force
Nearby Flood Claims	526 (1979–2024)
Claims Outside the SFHA	8 of 526
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 417 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 331 Cheryl Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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